$2,688,000
Est. payment $11,902/moCalculate yours
72431 Bluewater Highway, Bluewater, ON N0M 2T0
Hay, Bluewater, ON N0M 2T0
- 4 + 2 Beds
- 4 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of Royal LePage Hiller Realty MLS® X12765058
About this home
Exceptional Lake Huron waterfront bungalow set on a full acre of land with approximately 100 feet of sandy beach frontage and uninterrupted sunset exposure. Built in 2019, this is a true beachfront property where land, frontage, privacy, and setting define the value. The property is positioned on a prime stretch of shoreline and benefits from a ravine that serves as a permanent natural buffer, protecting the adjoining woodland and preserving long-term privacy and green space. This ravine effectively shields the property from future encroachment, creating a secluded, estate-like waterfront setting rarely found along Lake Huron. Designed to maximize lake views, natural light, and indoor-outdoor living, the home features an open-concept main floor with strong sightlines and seamless walkouts to the rear yard. Expansive windows keep the lake as the focal point throughout the living areas. An extensive private deck is integrated into a solid stair structure leading to the beach, creating a direct and secure connection between the home, yard, and shoreline. The wide, level grassy yard transitions naturally to the beach, which feels notably private due to the surrounding land configuration and limited sightlines along this stretch of shoreline. Ideal for full-time living, retirement, or expanded family use. A rare opportunity to secure authentic Lake Huron frontage with scale, privacy, and protected natural surroundings in a tightly held waterfront corridor. Conveniently located minutes to Grand Bend, 15 minutes to Bayfield, less than one hour to London, and within two hours of Toronto.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Approximate Age
- 6-15
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4 + 2
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Hardboard
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 97 x 407.45 Feet
- Parking
- Attached garage · 12 total
- Zoning
- R1
Financial
- Property Taxes
- $11,753 (2025)
Location
- Neighbourhood
- Hay
- Cross Street
- Sararas Road / HWY 21
- Direction Faces
- West
Listing
- MLS® Number
- X12765058
- Days on Market
- 254
- Listed On
- 2026-02-06
- Possession
- Negotiable
- Listed By
- Royal LePage Hiller Realty
Rooms
Features
Interior
- Sump Pump
- Water Heater Owned
- Water Softener
- On Demand Water Heater
- Air Exchanger
- Guest Accommodations
- Countertop Range
- Central Vacuum
- Storage
- Built-In Oven
- Bar Fridge
Pool
- None
- Included
- All appliances (dishwasher as is), umbrella, pool table, hot tub (as is), central vac and hose/attachments, outdoor shed, basement fridge/freezer (as is), blinds, sink mirrors, light fixtures, sump battery, security system + 5 cameras
- Excluded
- Catamaran, canoe, kayak, TV's/mounts, basement storage cabinet, gym equipment
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$11,902 per month
- Principal and interest
- $11,902
- Property tax
- $979
- Condo fees
- $0
- Estimated monthly cost
- $12,881
Your mortgage
- Mortgage amount
- $2,150,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,420,165
Cash to close
- Down payment
- $537,600
- Land transfer tax
- $53,675
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $591,275
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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