$275,000
↓ $24,000 from $299,000
Est. payment $1,218/moCalculate yours
43 Proulx Street, Timiskaming, ON P0J 1N0
TIM - Latchford, Timiskaming, ON P0J 1N0
- 3 Beds
- 1 Baths
Listing courtesy of CENTURY 21 TEMISKAMING PLUS BROKERAGE MLS® T13076536
About this home
Affordable Waterfront Escape on Bay Lake! Discover this charming 3-bedroom seasonal cottage set on a generous 1.87-acre lot with shoreline access to beautiful Bay Lake. Nestled at the edge of town, the corner of the property touches the water, offering a unique and affordable opportunity for waterfront enjoyment in Northern Ontario. Enjoy rustic charm with a 4-piece bathroom, full septic system, and a boathouse complete with a boat and motor, accessible by a trail at back of cottage. Mature trees provide natural privacy and room to explore. Whether you’re looking for a quiet retreat or a family getaway, this property delivers comfort, space, and unbeatable value. Included: All Appliances & Furniture and Riding Lawn Mower. MPAC Code: 395. An affordable and rare waterfront property.hydro average $40. Per month electric heat.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- < 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None, Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Asbestos Siding, Vinyl Siding
- Foundation
- Other
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 200 x 438 Feet
- Parking
- None garage · 4 total
- Zoning
- Residential/recreational
Financial
- Property Taxes
- $2,490 (2025)
Location
- Neighbourhood
- TIM - Latchford
- Cross Street
- Mowat Ave
- Direction Faces
- West
Listing
- MLS® Number
- T13076536
- Days on Market
- 167
- Listed On
- 2026-05-04
- Listed By
- CENTURY 21 TEMISKAMING PLUS BROKERAGE
Rooms
Features
Interior
- None
Pool
- None
Mortgage calculator
Estimated mortgage payment
$1,218 per month
- Principal and interest
- $1,218
- Property tax
- $208
- Condo fees
- $0
- Estimated monthly cost
- $1,425
Your mortgage
- Mortgage amount
- $220,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $145,292
Cash to close
- Down payment
- $55,000
- Land transfer tax
- $2,600
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $57,600
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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