Gurvinder Nokwal REALTOR®
For Sale Detached 163 days on market

$1,095,000 ↓ $154,000 from $1,249,000

Est. payment $4,848/moCalculate yours

1140 Cowan Park Road 8, Muskoka Lakes, ON P0B 1M0

Watt, Muskoka Lakes, ON P0B 1M0

  • 3 Beds
  • 2 Baths
  • 700 Sq Ft

Listing courtesy of Chestnut Park Real Estate MLS® X13107724

About this home

Welcome to your turnkey Muskoka retreat on highly sought-after Three Mile Lake. Completely renovated down to the studs and meticulously upgraded and maintained, this exceptional 4-season waterfront property offers the perfect blend of modern comfort, flexibility, and classic Muskoka charm. Located just minutes from Windermere and only 2 hours from the GTA. Set on a gently sloping, family-friendly lot with 100 feet of pristine northwest-facing frontage and just under 1 acre, enjoy breathtaking sunsets, shallow sand beach and deeper water entry, a waterfront concrete patio, fire pit area, and removable dock. The extensively updated main cottage (2021) features new interior finishes, flooring, windows, sliders, updated electrical, heat pumps, new roof, new exterior siding and a full 22Kw Generac generator for year-round peace of mind. Inside, the bright open-concept layout showcases cathedral ceilings, a wall of windows with spectacular lake views, and walkout to an oversized composite lakeside deck. The kitchen and living area are anchored by a high-efficiency wood stove, while two main-floor bedrooms and an upgraded 4-piece bath complete the space. The fully finished walkout lower level functions as a self-contained 1-bedroom suite with its own kitchen, living/dining area, laundry, modern 3-piece bath, and beautiful lake views (new 2025 windows) that ideal for guests, extended family, or rental income potential. Adding to the versatility are two fully winterized lakeside sleeping cabins, both with AC and heat, plus a separate outdoor shower and compost toilet bunkie. Additional highlights include year-round road access, metal roof, ample parking, and a spacious backyard for entertaining or games for the kids. Offered fully furnished and equipped right down to the kitchenware, this rare package is truly move-in ready. Simply pack your suitcase and start making your unforgettable Muskoka memories this summer!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
2
Basement
Finished with Walk-Out

Building & Systems

Heating
Baseboard (Electric)
Cooling
Other
Exterior
Wood
Foundation
Concrete Block
Roof
Metal
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
100 x 350.91 Feet
Parking
None garage · 10 total
Zoning
WR4

Financial

Property Taxes
$2,100 (2025)

Location

Neighbourhood
Watt
Cross Street
Muskoka Road #4 (Windermere Road) & Cowan Park Road
Direction Faces
North

Listing

MLS® Number
X13107724
Days on Market
163
Listed On
2026-05-08
Possession
Flexible Closing
Listed By
Chestnut Park Real Estate

Features

Interior

  • Primary Bedroom - Main Floor
  • Upgraded Insulation
  • Water Heater Owned
  • Generator - Full
  • Guest Accommodations
  • Propane Tank
  • Water Treatment
  • Sump Pump

Property

  • Lake Access
  • Marina
  • Waterfront

Pool

  • None
Included
All Appliances, window coverings and all furniture and kitchen contents.
Excluded
Staging & decor items
Rental items
Propane tank

Mortgage calculator

Minimum for this price: $84,500 (7.72%)

Amortization, years

Estimated mortgage payment

$4,848 per month

Principal and interest
$4,848
Property tax
$175
Estimated monthly cost
$5,023

Your mortgage

Mortgage amount
$876,000
Mortgage insurance
Not needed
Interest over 25 years
$578,527

Cash to close

Down payment
$219,000
Land transfer tax
$18,375
Total, before legal fees
$237,375
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1140 Cowan Park Road 8, Muskoka Lakes, ON P0B 1M0 Watt, Muskoka Lakes, ON P0B 1M0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,095,000 1140 Cowan Park Road 8, Muskoka Lakes, ON P0B 1M0
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