$329,000
Est. payment $1,457/moCalculate yours
45 Westmount Road N 404, Waterloo, ON N2L 2R3
Waterloo, ON N2L 2R3
- 2 Beds
- 1 Baths
- 1 Garage
- 1,000 Sq Ft
Listing courtesy of PROPERTY.CA INC. MLS® X13504148
About this home
Bright and spacious 2-bedroom condo in the heart of Waterloo. This corner unit boasts a bright, spacious layout with large windows, filling the space with natural light. The larger semi-enclosed sunroom is perfect for relaxing. The bedrooms are generously sized with ample closet space. Located right across from Westmount Place Mall, this condo offers easy access to multiple bus routes, and the LRT, and is just minutes from Uptown Waterloo, making commuting a breeze. Steps away from shopping, public transit, and Waterloos universities, this home is move-in-ready and ideal for first-time buyers, investors, or those looking to downsize. The unit comes with one underground parking and locker. This building offers ample parking, and condo fees cover all utilities (heat, hydro, and water).
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- Extension
- Size
- 1,000 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Brick
Lot & Parking
- Parking
- Underground garage · 1 total
Financial
- Property Taxes
- $2,348 (2025)
- Condo Fee
- $974/mo
- Fee Includes
- Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Cross Street
- Westmount/ERB
Listing
- MLS® Number
- X13504148
- Days on Market
- 110
- Listed On
- 2026-06-30
- Possession
- Immediate
- Listed By
- PROPERTY.CA INC.
Features
Interior
- Other
Property
- Arts Centre
- Hospital
- Library
- Park
- Public Transit
- School
Amenities
- Visitor Parking
Mortgage calculator
Estimated mortgage payment
$1,457 per month
- Principal and interest
- $1,457
- Property tax
- $196
- Condo fees
- $974
- Estimated monthly cost
- $2,627
Your mortgage
- Mortgage amount
- $263,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $173,822
Cash to close
- Down payment
- $65,800
- Land transfer tax
- $3,410
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $69,210
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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