$850,000
↓ $49,000 from $899,000
Est. payment $3,764/moCalculate yours
94 Centre Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 2 Beds
- 1 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X12857242
About this home
A cozy well maintained bungalow, thoughtfully filled with inviting details. This home showcases classic Craftsman style - with rich cherry wood wainscoting in the living room, pine flooring and sunlit rooms which create a welcoming atmosphere.Located just three blocks from the heart of Old Town Niagara-on-the-Lake, the ravine lot with mature trees, adds natural beauty to the setting. Inside, you’ll find a bright eat-in kitchen, a comfy living room perfect for relaxing, a primary bedroom with a 4-piece privilege ensuite, and a second bedroom ideal for a home office. The lower level provides practical laundry and storage space for your everyday needs.Outside, enjoy the patio for entertaining or quiet afternoons, along with a detached two-car garage featuring a full loft and electrical service-perfect for a home gym, studio, or hobby room. All of this is just steps from the town’s restaurants, theatres, parks, Lake Ontario, and the charming shops along Queen Street.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partial Basement
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 158.3 Feet
- Parking
- Detached garage · 5 total
Financial
- Property Taxes
- $4,768 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- Victoria street and Centre street
- Direction Faces
- East
Listing
- MLS® Number
- X12857242
- Days on Market
- 226
- Listed On
- 2026-03-06
- Possession
- 60-89 days
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
Pool
- None
- Excluded
- Murphy bed
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$3,764 per month
- Principal and interest
- $3,764
- Property tax
- $397
- Condo fees
- $0
- Estimated monthly cost
- $4,161
Your mortgage
- Mortgage amount
- $680,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $449,085
Cash to close
- Down payment
- $170,000
- Land transfer tax
- $13,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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