Gurvinder Nokwal REALTOR®
For Sale Detached 226 days on market

$850,000 ↓ $49,000 from $899,000

Est. payment $3,764/moCalculate yours

94 Centre Street, Niagara-on-the-Lake, ON L0S 1J0

101 - Town, Niagara-on-the-Lake, ON L0S 1J0

  • 2 Beds
  • 1 Baths
  • 2 Garage
  • 700 Sq Ft

Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X12857242

About this home

A cozy well maintained bungalow, thoughtfully filled with inviting details. This home showcases classic Craftsman style - with rich cherry wood wainscoting in the living room, pine flooring and sunlit rooms which create a welcoming atmosphere.Located just three blocks from the heart of Old Town Niagara-on-the-Lake, the ravine lot with mature trees, adds natural beauty to the setting. Inside, you’ll find a bright eat-in kitchen, a comfy living room perfect for relaxing, a primary bedroom with a 4-piece privilege ensuite, and a second bedroom ideal for a home office. The lower level provides practical laundry and storage space for your everyday needs.Outside, enjoy the patio for entertaining or quiet afternoons, along with a detached two-car garage featuring a full loft and electrical service-perfect for a home gym, studio, or hobby room. All of this is just steps from the town’s restaurants, theatres, parks, Lake Ontario, and the charming shops along Queen Street.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Extension
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
Partial Basement

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
50 x 158.3 Feet
Parking
Detached garage · 5 total

Financial

Property Taxes
$4,768 (2025)

Location

Neighbourhood
101 - Town
Cross Street
Victoria street and Centre street
Direction Faces
East

Listing

MLS® Number
X12857242
Days on Market
226
Listed On
2026-03-06
Possession
60-89 days
Listed By
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Rooms

Room Level Dimensions
Primary Bedroom Main 9′ 3″ × 12′ 4″
Living Room Main 13′ 1″ × 18′ 7″
Utility Room Basement 22′ 6″ × 14′ 5″
Kitchen Main 13′ 0″ × 12′ 4″
Foyer Main 5′ 0″ × 5′ 1″
Bathroom Main 9′ 1″ × 6′ 3″
Bedroom Main 9′ 1″ × 13′ 4″

Features

Interior

  • Auto Garage Door Remote
  • Carpet Free

Pool

  • None
Excluded
Murphy bed
Rental items
Hot Water Heater

Mortgage calculator

Minimum for this price: $60,000 (7.06%)

Amortization, years

Estimated mortgage payment

$3,764 per month

Principal and interest
$3,764
Property tax
$397
Estimated monthly cost
$4,161

Your mortgage

Mortgage amount
$680,000
Mortgage insurance
Not needed
Interest over 25 years
$449,085

Cash to close

Down payment
$170,000
Land transfer tax
$13,475
Total, before legal fees
$183,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

94 Centre Street, Niagara-on-the-Lake, ON L0S 1J0 101 - Town, Niagara-on-the-Lake, ON L0S 1J0
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$850,000 94 Centre Street, Niagara-on-the-Lake, ON L0S 1J0
Request a showing