$199,000
Est. payment $881/moCalculate yours
1003 Matthew’s Drive, Muskoka Lakes, ON P0B 1P0
Watt, Muskoka Lakes, ON P0B 1P0
- 3 Beds
- 3 Baths
- 2,000 Sq Ft
Listing courtesy of Cayman Marshall International Realty Inc. MLS® X13524232
About this home
Welcome to The Cottages at Windermere, where luxury, flexibility, and carefree Muskoka living come together on the shores of Lake Rosseau. Offered for the first time by the original owners, this fractional ownership opportunity provides 7 weeks of use annually, including two prime summer weeks, a fixed September week, New Year’s week, and three floating weeks. Set within an enclave of just six cottages, this spacious 3-bedroom plus den residence offers approximately 2,275 sq.ft. of living space, plus over 800 sq.ft. of outdoor living areas including a screened in porch for those unforgettable summer nights. Designed to comfortably accommodate family and friends, the cottage sleeps up to 10 and offers stunning south-west exposure, breathtaking lake views, and remarkable Muskoka sunsets. Owners enjoy the perfect balance of privacy and resort-style convenience, with access to the neighbouring historic Windermere House and its exceptional amenities, including lakeside dining, pool, spa, fitness centre, marina, golf course, sandy beach, and public docking, all just steps away. Fractional ownership is an ideal way to experience Muskoka without the costs and responsibilities of full-time cottage ownership. Professionally managed and maintained, the property allows you to spend your time enjoying the lake rather than worrying about upkeep, while benefiting from predictable annual expenses. Ownership is also affiliated with Preferred Residences, a luxury exchange program that offers the opportunity to travel to other shared ownership resorts around the world, providing even greater flexibility and value. Whether you’re enjoying sunny summer days on the water, vibrant fall colours, or cozy winter escapes, this is a unique opportunity to own your piece of Muskoka and enjoy a true cottage lifestyle with none of the hassle.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Stone, Wood
- Foundation
- Concrete Block
- Roof
- Shingles
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- Not Applicable acres
- Parking
- None garage · 2 total
- Zoning
- C1D
Location
- Neighbourhood
- Watt
- Cross Street
- Windermere & Matthews
- Direction Faces
- North
Listing
- MLS® Number
- X13524232
- Days on Market
- 105
- Listed On
- 2026-07-05
- Possession
- on closing
- Listed By
- Cayman Marshall International Realty Inc.
Rooms
Features
Interior
- Bar Fridge
- Built-In Oven
Property
- Beach
- Marina
- Waterfront
- Golf
- Lake Access
- Wooded/Treed
Pool
- Other
- Indoor
- Included
- As viewed. Not including owners personal items
Mortgage calculator
Estimated mortgage payment
$881 per month
- Principal and interest
- $881
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $881
Your mortgage
- Mortgage amount
- $159,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $105,139
Cash to close
- Down payment
- $39,800
- Land transfer tax
- $1,715
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $41,515
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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