$1,399,900
↓ $200,000 from $1,599,900
Est. payment $6,198/moCalculate yours
3778 Harrys Lane W, Ramara, ON L3V 0L1
Rural Ramara, Ramara, ON L3V 0L1
- 3 + 2 Beds
- 3 Baths
- 1,100 Sq Ft
Listing courtesy of GET SOLD REALTY INC. MLS® S12883782
About this home
PRICE REDUCTION -Lake Simcoe! This charming four-season home/cottage sits on a desirable western exposure, offering stunning evening views you’ll never tire of. Tucked along a paved road in a peaceful, close-knit community-with only 7 properties sharing the waterfront-you’ll enjoy both privacy and a true sense of escape. A gently sloping lawn that leads effortlessly to the shoreline, makes water access easy and inviting. Whether you’re hosting summer gatherings, lounging by the water, or heading out for a spontaneous boat ride, this property is designed for making memories. The sheltered bay offers added protection for your watercraft, while the included three-section aluminum Submersible Dock (complete with boat cleats and 45-inch leg posts) gives you a clear sense of depth and convenience right at the water’s edge. Imagine starting your day with a peaceful cruise and ending it with a spectacular sunset from your own dock-this could be your everyday reality. Inside, the home provides a comfortable blend of style and space, perfect for relaxing weekends or year-round living. Set on a generous rectangular lot (approximately 90 ft at the road, 140 ft along the shoreline, and 240 ft deep), this is a rare opportunity to secure a prime waterfront property just in time to enjoy spring and summer on the lake. Power of Sale. Property is being sold as-is, where-is, with no representations or warranties.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 90 x 270 Feet
- Parking
- None garage · 10 total
- Zoning
- residential
Financial
- Property Taxes
- $5,232 (2025)
Location
- Neighbourhood
- Rural Ramara
- Cross Street
- hwy 12 and Concession 7, Brechin
- Direction Faces
- West
Listing
- MLS® Number
- S12883782
- Days on Market
- 219
- Listed On
- 2026-03-13
- Possession
- flexible
- Listed By
- GET SOLD REALTY INC.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Propane Tank
- Sump Pump
- Water Heater Owned
Pool
- None
- Included
- fridge, as-is where-is
Mortgage calculator
Estimated mortgage payment
$6,198 per month
- Principal and interest
- $6,198
- Property tax
- $436
- Condo fees
- $0
- Estimated monthly cost
- $6,634
Your mortgage
- Mortgage amount
- $1,119,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $739,616
Cash to close
- Down payment
- $279,980
- Land transfer tax
- $24,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $304,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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