$1,695,000
Est. payment $7,505/moCalculate yours
642 Simcoe Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 4 + 1 Beds
- 4 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13539388
About this home
Introducing 642 Simcoe Street - also known as the successful bed and breakfast “Globetrotters” - this inviting two-storey home is sure to impress. Upon entry, you’ll be greeted by beautifully designed and thoughtfully styled interiors: a perfect blend of sophistication and comfort, ideal for both large-scale entertaining and everyday living.The main level features a stunning peninsula-style kitchen with granite countertops that flows seamlessly into the inviting living room, complete with a gas fireplace, built-in bookcase, and elegant ceiling details. This level also includes a bright sunroom, a dining room, and a spacious main-floor bedroom with a private 3-piece ensuite.Upstairs, enjoy the convenience of second-floor laundry and three well-appointed, light-filled bedrooms - two of which feature their own private 3-piece ensuite bathrooms, and one that offers a walk-in closet or bonus storage space.The fully finished basement provides exceptional flexibility, with an additional bedroom or office/hobby space, another 3-piece bathroom, and a large recreation room - perfect for gatherings or relaxation.Situated on a lovely corner lot, this property is complete with roof-mounted solar panels, composite decking, multiple outdoor seating areas, a private rear garden courtyard, lush perennials, and a detached two-car garage with a versatile bonus room above.Embrace the peaceful lifestyle of charming Niagara-on-the-Lake - surrounded by scenic trails, parks, vineyards, golf courses, the Shaw Festival Theatre, and the renowned Queen Street shops - all within easy walking distance.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 68.08 x 132.27 Feet
- Parking
- Detached garage · 6 total
Financial
- Property Taxes
- $8,404 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- Victoria and Simcoe
- Direction Faces
- East
Listing
- MLS® Number
- X13539388
- Days on Market
- 102
- Listed On
- 2026-07-08
- Possession
- 90+ days
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Rooms
Features
Interior
- Guest Accommodations
Property
- Golf
- Library
- Rec./Commun.Centre
- Park
Pool
- None
- Rental items
- Air conditioner, Furnace, Hot water heater
Mortgage calculator
Estimated mortgage payment
$7,505 per month
- Principal and interest
- $7,505
- Property tax
- $700
- Condo fees
- $0
- Estimated monthly cost
- $8,205
Your mortgage
- Mortgage amount
- $1,356,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $895,528
Cash to close
- Down payment
- $339,000
- Land transfer tax
- $30,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $369,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.