$395,000
Est. payment $1,749/moCalculate yours
21 Earl Street L1, Toronto, ON M4Y 3C8
North St. James Town, Toronto, ON M4Y 3C8
- 0 Beds
- 1 Baths
- 0 Sq Ft
Listing courtesy of BOSLEY REAL ESTATE LTD. MLS® C13539470
About this home
Tucked away on a quiet, tree-lined street in the heart of the city, this freshly renovated ground-level studio is completely move-in ready, offering the perfect blend of charm, function, and downtown convenience. The suite features new flooring, fresh paint, and a thoughtfully designed open layout. You’ll love the walk-out to a private patio, ample storage, a walk-in closet, and an en-suite laundry, combining style and practicality in one inviting space. Whether you’re a first-time buyer, investor, or looking for a stylish pied-à-terre, this unit checks all the boxes. The boutique building has a welcoming community feel and is just steps from transit, shops, dining, and everything downtown Toronto has to offer. A genuine turnkey opportunity in a vibrant and connected location
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 0-499 sqft
Interior
- Bedrooms
- 0
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Concrete
- Foundation
- Block
Lot & Parking
- Parking
- Underground garage
Financial
- Property Taxes
- $1,863 (2025)
- Condo Fee
- $390/mo
- Fee Includes
- Heat Included, Common Elements Included, Hydro Included, Building Insurance Included, Water Included, CAC Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- North St. James Town
- Cross Street
- Jarvis/Wellesley
Listing
- MLS® Number
- C13539470
- Days on Market
- 103
- Listed On
- 2026-07-07
- Possession
- Vacant
- Listed By
- BOSLEY REAL ESTATE LTD.
Rooms
Features
Interior
- Storage Area Lockers
Property
- Clear View
- Public Transit
Amenities
- Bike Storage
- Community BBQ
- Visitor Parking
- Included
- Fridge, Stove, Dishwasher (AS IS), Combined Washer/Dryer, Hot Water Tank, and All Electrical Light Fixtures.
Mortgage calculator
Estimated mortgage payment
$1,749 per month
- Principal and interest
- $1,749
- Property tax
- $155
- Condo fees
- $390
- Estimated monthly cost
- $2,294
Your mortgage
- Mortgage amount
- $316,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $208,692
Cash to close
- Down payment
- $79,000
- Land transfer tax (Ontario + Toronto)
- $8,800
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $87,800
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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