$549,000
↓ $50,900 from $599,900
Est. payment $2,431/moCalculate yours
85 Simpson Avenue, Northern Bruce Peninsula, ON N0H 2R0
Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of ROYAL STAR REALTY INC. MLS® X13462878
About this home
Motivated Seller! Rare opportunity to own a waterfront cottage in Tobermory at an exceptional value. Enjoy breathtaking views, direct water access, and one of the best-priced waterfront properties currently available. WATERFRONT COTTAGE MINUTES TO THE VILLAGE OF TOBERMORY! 1025 SqFt Living Space. Close To All Amenities, Recreation, Shops And The Ferry. Stunning Shoreline Views From The Perfect Living Room!! The Sunroom Makes You Feel Like You’re Right On The Water, Perfect spot For Family Game Nights, & Dining. Located On A Protected Channel - Perfect For Boats, Canoeing And Kayaking! This Cute Place Is A True “Rustic” Cottage. Both The Kitchen And Living Room Feature A Vaulted Ceiling With The Exposed Log Beams! Huge Primary Bedroom With Large Closet. Two Additional Bedrooms Featuring High Vaulted Ceilings Giving A Large Feel To Them! 3pc Bathroom, With Shower, Cottage Comes Furnished! There Is Even A Finished Bunkie, 14′ By 12′. Metal Roof On Cottage! Great Spot For Kids’ Not to Mention The Very Large Storage Shed/Workshop, 16′ By 10′. More Than 100k Spent In Recent Upgrades. Neck Flooring, Kitchen… Too Many Items To List. Option To Purchase With Exisiting Furniture.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Aluminum Siding
- Foundation
- Stone
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 69.77 x 234.19 Feet
- Parking
- None garage · 3 total
- Zoning
- R2
Financial
- Property Taxes
- $2,471 (2025)
Location
- Neighbourhood
- Northern Bruce Peninsula
- Cross Street
- Haybay Road & Simpson Avenue
- Direction Faces
- South
Listing
- MLS® Number
- X13462878
- Days on Market
- 122
- Listed On
- 2026-06-18
- Possession
- Immediate
- Listed By
- ROYAL STAR REALTY INC.
Rooms
Features
Interior
- Carpet Free
- Storage
- Water Heater Owned
- Workbench
Property
- Lake/Pond
- Waterfront
Pool
- None
- Included
- Hot Water Tank Owned, Range Hood, Refrigerator, Stove, Window Coverings.
- Excluded
- Bed Linens.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$2,431 per month
- Principal and interest
- $2,431
- Property tax
- $206
- Condo fees
- $0
- Estimated monthly cost
- $2,637
Your mortgage
- Mortgage amount
- $439,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,056
Cash to close
- Down payment
- $109,800
- Land transfer tax
- $7,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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