$499,900
↓ $100,000 from $599,900
Est. payment $2,213/moCalculate yours
3277 Baby Street, Out of Area, ON N9C 1K9
Out of Area, ON N9C 1K9
- 8 Beds
- 3 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of COMFREE MLS® X13210646
About this home
Turn-key investment opportunity ideal for rentals or first-time home buyers. Extensively renovated in 2020 with major upgrades including new electrical (200 AMP service/panel), plumbing, HVAC, exterior waterproofing, sump pump, and backflow valve installation. Recent updates include a tankless water heater (2026) and central air conditioning/furnace with smart thermostat (Aug 2025). The home features a spacious kitchen with granite countertops, Euro-style cabinetry, and included appliances: 1 stove, 3 refrigerators, and 1 freezer. Tile and laminate flooring run throughout for easy maintenance. Additional features include keyless keypad entry for the main entrance and bedrooms, hard-wired surveillance system with 6 cameras and doorbell camera, plus coin-operated washer and gas dryer generating additional income. Energy efficiency upgrades completed through the Home Efficiency Program (2019/2020) include attic insulation (R35), basement insulation (R23), exterior wall insulation (R20), and professional air sealing. Currently generating monthly rental income. Most furniture is included in the sale (excluding furnishings in Rooms 2 & 8). Excellent future upside with potential for an ADU conversion.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 8
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 36.42 x 120 Feet
- Parking
- Detached garage · 3 total
- Zoning
- RD2.2
Financial
- Property Taxes
- $2,021 (2026)
Location
- Cross Street
- Brock St and Baby St
- Direction Faces
- North
Listing
- MLS® Number
- X13210646
- Days on Market
- 143
- Listed On
- 2026-05-28
- Possession
- Flexible
- Listed By
- COMFREE
Rooms
Features
Interior
- Water Heater
Pool
- None
- Included
- All bedroom furniture included, 1 stove, 3 fridge, 1 freezer
- Excluded
- furniture for room 2 and 8
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $168
- Condo fees
- $0
- Estimated monthly cost
- $2,382
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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