$899,000
Est. payment $3,981/moCalculate yours
1053 Harrison Trail, Georgian Bay, ON P0C 1H0
Freeman, Georgian Bay, ON P0C 1H0
- 3 + 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty MLS® X13570584
About this home
Welcome to cottage life on 12 Mile Bay. With 272 feet of waterfront, beautiful open views, clear water, and good fishing, this property is the perfect place to slow down and enjoy everything Muskoka has to offer. Conveniently located close to a marina and nearby golf courses, you’ll have easy access to both the water and local amenities. The insulated three-bedroom cottage is full of classic cottage charm, featuring a welcoming Muskoka room, a cozy wood-burning fireplace, a 3-piece bathroom, newer appliances, and a durable metal roof. It’s a comfortable space for gathering with family after a day on the water or simply unwinding with a morning coffee overlooking the water. A fully renovated 260 sq. ft. bunkie provides excellent additional accommodation with two bedrooms and a 2-piece bathroom, making it ideal for family and guests. There’s also plenty of storage beneath both the bunkie and the cottage, along with an insulated utility room for added practicality.Whether you’re swimming, boating, casting a line, or enjoying evenings around the fire, this property on 12 mile bay captures the timeless charm of a true Muskoka cottage and is ready for a new family to make memories for years to come.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Parking
- None garage · 7 total
Financial
- Property Taxes
- $3,640 (2025)
Location
- Neighbourhood
- Freeman
- Cross Street
- -
- Direction Faces
- South
Listing
- MLS® Number
- X13570584
- Days on Market
- 94
- Listed On
- 2026-07-16
- Possession
- TBA
- Listed By
- Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty
Rooms
Features
Interior
- Carpet Free
- Guest Accommodations
- Primary Bedroom - Main Floor
- Sewage Pump
- Storage
- Water Heater Owned
- Workbench
Property
- Golf
- Beach
- Clear View
- Lake Access
- Marina
- Part Cleared
Pool
- None
- Included
- Kitchen appliances, all furnishings
- Excluded
- All personal items, kayaks, motorized boats
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$3,981 per month
- Principal and interest
- $3,981
- Property tax
- $303
- Condo fees
- $0
- Estimated monthly cost
- $4,284
Your mortgage
- Mortgage amount
- $719,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $474,973
Cash to close
- Down payment
- $179,800
- Land transfer tax
- $14,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.