$769,000
Est. payment $3,405/moCalculate yours
1014 Riding Trail, Minden Hills, ON K0M 2L1
Lutterworth, Minden Hills, ON K0M 2L1
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Frank Real Estate MLS® X13540410
About this home
Just off of highway 35 and on the shores of Cedar Lake this 3 bedroom cottage is waiting to be discovered. Perfect for your family to enjoy for years to come, this exceptionally well maintained cottage has everything you need. The property features a 4 piece bathroom, spacious living and kitchen area as well as a large primary bedroom with private balcony as well as a large deck overlooking Cedar Lake and 155 of shoreline with two docks. Spend the days swimming, fishing or just relaxing on the dock, and cozy up with a fire at night in your own little piece of paradise. Add a heated waterline from the lake and this cottage is ready to be used for all 4 seasons.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space, Exposed Rock
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Board & Batten
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- .50-1.99 acres
- Parking
- None garage · 10 total
- Zoning
- RU
Financial
- Property Taxes
- $1,712 (2026)
Location
- Neighbourhood
- Lutterworth
- Cross Street
- Riding Trail and Highway 35
- Direction Faces
- North
Listing
- MLS® Number
- X13540410
- Days on Market
- 102
- Listed On
- 2026-07-08
- Possession
- Flexible
- Listed By
- Royal LePage Frank Real Estate
Rooms
Features
Interior
- Carpet Free
- Water Treatment
Property
- Lake/Pond
- Waterfront
Pool
- None
- Included
- Stove; Fridge; Microwave; Paddle Boat; Window Air Conditioner; Window Coverings; Storage Container
- Excluded
- Primary Bedroom Loft Fan; Bedroom Fan (dark colour); Bathroom Ceiling Light; Front Security Door
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$3,405 per month
- Principal and interest
- $3,405
- Property tax
- $143
- Condo fees
- $0
- Estimated monthly cost
- $3,548
Your mortgage
- Mortgage amount
- $615,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $406,290
Cash to close
- Down payment
- $153,800
- Land transfer tax
- $11,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $165,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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