Gurvinder Nokwal REALTOR®
For Sale Condo Apartment 97 days on market

$1,099,000

Est. payment $4,866/moCalculate yours

181 King Street S 1907, Waterloo, ON N2J 1P7

Waterloo, ON N2J 1P7

  • 2 Beds
  • 2 Baths
  • 2 Garage
  • 1,400 Sq Ft

Listing courtesy of THE AGENCY MLS® X13562646

About this home

Set on the top residential floor of Circa 1877, this exceptional corner residence offers the space, light and privacy rarely found in Uptown condo living. One of the building’s most substantial two-bedroom homes, it feels less like a conventional condominium and more like a private residence above the city. Soaring ceilings and expansive windows fill the interior with natural light while framing panoramic north and east views. The generously proportioned living room offers ample space to relax and entertain, while separate dining and breakfast areas provide flexibility most condo layouts do not. The contemporary kitchen anchors the home with sleek cabinetry, quartz countertops, built-in appliances, a subway-tile backsplash and a generous centre island. Its open connection to the breakfast area and living room keeps the layout social, while the separate dining space accommodates more formal occasions. The principal bedroom is exceptionally spacious and complemented by a private four-piece ensuite including a generous walk-in shower and an electrical outlet for a bidet. A well-proportioned second bedroom and additional four-piece bathroom with a built-in jetted tub/shower and an electrical outlet for a bidet provide comfortable accommodations for guests, family or a home office. An oversized in-suite laundry room with sink adds everyday practicality. Two private balconies offer elevated views and quiet places to begin or end the day. Two side-by-side underground parking spaces and a private storage locker further distinguish the residence. Residents of Circa enjoy an outdoor pool and cabanas, fitness and yoga spaces, resident lounges, co-working areas, guest accommodations, lobby access to an incredible restaurant and community BBQ spaces. Vincenzo’s, the Bauer Marketplace, the ION LRT, Uptown Waterloo and Belmont Village are all close at hand. A true penthouse offering with remarkable scale, exceptional light and one of Uptown Waterloo’s most connected addresses.

Property details

Overview

Property Type
Condo Apartment
Style
1 Storey/Apt
For
For Sale
Status
New
Size
1,400 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Stucco (Plaster)

Lot & Parking

Parking
Underground garage · 2 total

Financial

Property Taxes
$7,247 (2026)
Condo Fee
$1,496/mo
Fee Includes
Common Elements Included, Building Insurance Included, Parking Included, CAC Included
Pets
Yes-with Restrictions

Location

Cross Street
King St. S

Listing

MLS® Number
X13562646
Days on Market
97
Listed On
2026-07-13
Possession
FLEXIBLE
Listed By
THE AGENCY

Rooms

Room Level Dimensions
Bathroom Main 8′ 6″ × 5′ 7″
Bathroom Main 7′ 0″ × 12′ 5″
Bedroom Main 11′ 8″ × 12′ 1″
Kitchen Main 12′ 7″ × 10′ 11″
Primary Bedroom Main 14′ 9″ × 16′ 1″
Laundry Main 8′ 1″ × 9′ 6″
Dining Room Main 13′ 0″ × 7′ 7″
Breakfast Main 12′ 3″ × 6′ 3″
Living Room Main 13′ 0″ × 17′ 8″

Features

Interior

  • Auto Garage Door Remote
  • Other
  • Built-In Oven
  • Separate Heating Controls
  • Water Heater

Amenities

  • BBQs Allowed
  • Bus Ctr (WiFi Bldg)
  • Community BBQ
  • Exercise Room
  • Rooftop Deck/Garden
  • Party Room/Meeting Room
Excluded
TENANTS BELONGINGS

Mortgage calculator

Minimum for this price: $84,900 (7.73%)

Amortization, years

Estimated mortgage payment

$4,866 per month

Principal and interest
$4,866
Property tax
$604
Condo fees
$1,496
Estimated monthly cost
$6,966

Your mortgage

Mortgage amount
$879,200
Mortgage insurance
Not needed
Interest over 25 years
$580,640

Cash to close

Down payment
$219,800
Land transfer tax
$18,455
Total, before legal fees
$238,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

181 King Street S 1907, Waterloo, ON N2J 1P7 Waterloo, ON N2J 1P7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,099,000 181 King Street S 1907, Waterloo, ON N2J 1P7
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