$384,000
Est. payment $1,700/moCalculate yours
38 Oak Street, Belleville, ON K8N 3S8
Belleville Ward, Belleville, ON K8N 3S8
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Royal Lepage Proalliance Realty MLS® X13586398
About this home
Attention first-time home buyers, investors, and developers-38 Oak Street is calling your name. This move-in ready 3-bedroom, 1-bath home offers approximately 1,000 sq ft of comfortable living space in a convenient location. Close to schools, the hospital, shopping, restaurants, Highway 401, and the VIA Rail station, everything you need is within easy reach. Updates completed in 2023 include the kitchen, flooring, plumbing, and electrical, giving you peace of mind and modern appeal. Enjoy a semi-fenced backyard-perfect for summer BBQs and relaxing evenings. This charming home is ready for its next chapter-make it yours.**Note some photos have been virtually staged using AI, home is completely vacant, and inclusions are washer, dryer, microwave, dishwasher**
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 80 Feet
- Parking
- None garage · 2 total
- Zoning
- R2
Financial
- Property Taxes
- $2,500 (2025)
Location
- Neighbourhood
- Belleville Ward
- Cross Street
- Emily
- Direction Faces
- West
Listing
- MLS® Number
- X13586398
- Days on Market
- 92
- Listed On
- 2026-07-18
- Possession
- Flexible
- Listed By
- Royal Lepage Proalliance Realty
Features
Interior
- Water Heater
Pool
- None
- Included
- washer, dryer, microwave, dishwasher
Mortgage calculator
Estimated mortgage payment
$1,700 per month
- Principal and interest
- $1,700
- Property tax
- $208
- Condo fees
- $0
- Estimated monthly cost
- $1,909
Your mortgage
- Mortgage amount
- $307,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $202,881
Cash to close
- Down payment
- $76,800
- Land transfer tax
- $4,235
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $81,035
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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