$529,000
Est. payment $2,342/moCalculate yours
553 Bay Street, South Bruce Peninsula, ON N0H 2T0
South Bruce Peninsula, South Bruce Peninsula, ON N0H 2T0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Century 21 Millennium Inc. MLS® X13533008
About this home
A private beach access just a two-minute walk away makes this beautifully updated cottage the perfect escape. Located just a seven-minute drive from all the shops, restaurants, and attractions of Sauble Beach, this charming 3-bedroom cottage offers the ideal balance of convenience, privacy, and relaxation. Tucked back from the road and surrounded by mature trees, you’ll love the peaceful setting that truly captures the essence of cottage living. Inside, the bright, welcoming interior has been thoughtfully updated, making it move-in ready with nothing left to do. The modern kitchen features updated appliances and flows into a spacious living area that’s perfect for gathering with family and friends. Three comfortable bedrooms, a 4-piece bathroom with convenient main-floor laundry, and a generous primary bedroom complete the home. The primary suite also features its own private deck-an ideal spot to enjoy your morning coffee or unwind after a day at the beach. Beneath the home, a spacious crawl space houses the updated furnace and ductwork, offering added functionality and peace of mind. Whether you’re searching for a four-season home, a seasonal getaway, or a turn-key cottage to start making memories, this property checks all the boxes, this is your opportunity to enjoy the very best of cottage life.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 78.43 x 199.94 Feet
- Parking
- None garage · 8 total
Financial
- Property Taxes
- $1,648 (2026)
Location
- Neighbourhood
- South Bruce Peninsula
- Cross Street
- South Oliphant Rd & Bay St
- Direction Faces
- East
Listing
- MLS® Number
- X13533008
- Days on Market
- 103
- Listed On
- 2026-07-07
- Possession
- Flexible
- Listed By
- Century 21 Millennium Inc.
Rooms
Features
Interior
- Water Heater Owned
- On Demand Water Heater
- Water Softener
- Water Purifier
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer
Mortgage calculator
Estimated mortgage payment
$2,342 per month
- Principal and interest
- $2,342
- Property tax
- $137
- Condo fees
- $0
- Estimated monthly cost
- $2,480
Your mortgage
- Mortgage amount
- $423,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,489
Cash to close
- Down payment
- $105,800
- Land transfer tax
- $7,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $112,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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