$529,000
↓ $10,000 from $539,000
Est. payment $2,342/moCalculate yours
3095 Old Mill Street, Howick, ON N0G 1V0
Howick, Howick, ON N0G 1V0
- 3 Beds
- 3 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of Coldwell Banker Peter Benninger Realty MLS® X13251322
About this home
Charming Village Property with endless Potential. Nestled in a picturesque setting, this 3 bedroom, 3 bathroom home offers a unique opportunity to create your dream property, Built into a hillside on a generous .58-acre lot, the home provides plenty of space both inside and out. The main residence features 3 bedrooms, 3 bathrooms and a partially finished basement with additional room to expand or customize to suit your needs. While some areas still need the finishing touches, the property presents incredible potential for buyers looking to add their own vision and personal touches. With a large portion of the home built into the steep hillside, heating is surprisingly efficient and with In-floor heating roughed in, there is are more options for upgrading. Outside you’ll find a detached 2 car garage complete with a loft space above-ideal for for a workshop, studio, storage or future conversion possibilities. The expansive lot offers room for gardens, outdoor entertaining and enjoying peaceful surroundings. Whether you’re searching for a family home, a renovation project or an investment opportunity, this property combines character, space and potential in a beautiful village location. Bring your ideas and unlock the possibilities this unique property has to offer.
Property details
Overview
- Property Type
- Detached
- Style
- 3-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Aluminum Siding, Brick
- Foundation
- Stone
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 149.85 x 170 Feet
- Parking
- Detached garage · 8 total
- Zoning
- VC1
Financial
- Property Taxes
- $2,392 (2025)
Location
- Neighbourhood
- Howick
- Cross Street
- Mary St.
- Direction Faces
- West
Listing
- MLS® Number
- X13251322
- Days on Market
- 135
- Listed On
- 2026-06-05
- Possession
- Flexible
- Listed By
- Coldwell Banker Peter Benninger Realty
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- None
Mortgage calculator
Estimated mortgage payment
$2,342 per month
- Principal and interest
- $2,342
- Property tax
- $199
- Condo fees
- $0
- Estimated monthly cost
- $2,542
Your mortgage
- Mortgage amount
- $423,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,489
Cash to close
- Down payment
- $105,800
- Land transfer tax
- $7,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $112,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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