Gurvinder Nokwal REALTOR®
For Sale Vacant Land Condo 88 days on market

$699,000

Est. payment $3,095/moCalculate yours

92 Loretta Drive 9, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0

  • 1,200 Sq Ft
Map

Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13595020

About this home

Welcome to 9-92 Loretta Drive, an exceptional opportunity to call Niagara-on-the-Lake home for just $699,000. Located in the heart of Virgil, this beautifully maintained bungalow townhouse is an ideal option for downsizers or anyone seeking comfortable main-floor living with minimal upkeep.Grass cutting, garden maintenance, and snow removal are all taken care of through the low condo fee, giving you more time to enjoy everything NOTL has to offer. The home also features an attached single-car garage, providing secure parking, extra storage, and convenient direct access.Lovingly cared for and thoughtfully updated over the years, the home offers fresh paint, a five-year-old air-conditioning unit, and charming improvements to the private rear deck. Gorgeous landscaping enhances both the front and back of the property, creating peaceful outdoor spaces to relax and enjoy.Inside, the inviting living room is centred around a cozy fireplace, while the sprawling basement offers excellent potential for overnight guests, a recreation room, hobby space, home office, or additional living area. Offering bungalow living, a private outdoor setting, an attached garage, and low-maintenance convenience at a remarkable price, this Virgil home represents outstanding value in Niagara-on-the-Lake.

Property details

Overview

Property Type
Vacant Land Condo
Style
Bungalow
For
For Sale
Status
New
Approximate Age
16-30
Size
1,200 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Stone, Vinyl Siding

Lot & Parking

Parking
Attached garage · 2 total

Financial

Property Taxes
$4,428 (2026)
Condo Fee
$275/mo
Fee Includes
Common Elements Included
Pets
Yes-with Restrictions

Location

Neighbourhood
108 - Virgil
Cross Street
Line 1/Concession 4/Niagara Stone

Listing

MLS® Number
X13595020
Days on Market
88
Listed On
2026-07-22
Possession
Flexible
Listed By
RE/MAX NIAGARA REALTY LTD, BROKERAGE

Rooms

Room Level Dimensions
Kitchen Main 9′ 6″ × 14′ 2″
Breakfast Main 9′ 6″ × 6′ 11″
Foyer Main 7′ 10″ × 7′ 3″
Primary Bedroom Main 13′ 8″ × 13′ 4″
Bathroom Main 6′ 3″ × 9′ 2″
Bedroom Main 10′ 3″ × 10′ 11″
Living Room Main 13′ 2″ × 15′ 7″
Bathroom Main 7′ 6″ × 6′ 6″
Dining Room Main 13′ 2″ × 10′ 0″

Features

Interior

  • Primary Bedroom - Main Floor
  • Carpet Free
Included
Fridge, Stove, Washer, Dryer, Dishwasher
Rental items
HWT

Mortgage calculator

Minimum for this price: $44,900 (6.42%)

Amortization, years

Estimated mortgage payment

$3,095 per month

Principal and interest
$3,095
Property tax
$369
Condo fees
$275
Estimated monthly cost
$3,739

Your mortgage

Mortgage amount
$559,200
Mortgage insurance
Not needed
Interest over 25 years
$369,306

Cash to close

Down payment
$139,800
Land transfer tax
$10,455
Total, before legal fees
$150,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

92 Loretta Drive 9, Niagara-on-the-Lake, ON L0S 1T0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,000 92 Loretta Drive 9, Niagara-on-the-Lake, ON L0S 1T0
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