$699,000
Est. payment $3,095/moCalculate yours
92 Loretta Drive 9, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
- 1,200 Sq Ft
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13595020
About this home
Welcome to 9-92 Loretta Drive, an exceptional opportunity to call Niagara-on-the-Lake home for just $699,000. Located in the heart of Virgil, this beautifully maintained bungalow townhouse is an ideal option for downsizers or anyone seeking comfortable main-floor living with minimal upkeep.Grass cutting, garden maintenance, and snow removal are all taken care of through the low condo fee, giving you more time to enjoy everything NOTL has to offer. The home also features an attached single-car garage, providing secure parking, extra storage, and convenient direct access.Lovingly cared for and thoughtfully updated over the years, the home offers fresh paint, a five-year-old air-conditioning unit, and charming improvements to the private rear deck. Gorgeous landscaping enhances both the front and back of the property, creating peaceful outdoor spaces to relax and enjoy.Inside, the inviting living room is centred around a cozy fireplace, while the sprawling basement offers excellent potential for overnight guests, a recreation room, hobby space, home office, or additional living area. Offering bungalow living, a private outdoor setting, an attached garage, and low-maintenance convenience at a remarkable price, this Virgil home represents outstanding value in Niagara-on-the-Lake.
Property details
Overview
- Property Type
- Vacant Land Condo
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,200 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Vinyl Siding
Lot & Parking
- Parking
- Attached garage · 2 total
Financial
- Property Taxes
- $4,428 (2026)
- Condo Fee
- $275/mo
- Fee Includes
- Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Line 1/Concession 4/Niagara Stone
Listing
- MLS® Number
- X13595020
- Days on Market
- 88
- Listed On
- 2026-07-22
- Possession
- Flexible
- Listed By
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Carpet Free
- Included
- Fridge, Stove, Washer, Dryer, Dishwasher
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $369
- Condo fees
- $275
- Estimated monthly cost
- $3,739
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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