Gurvinder Nokwal REALTOR®
For Sale Detached 102 days on market

$2,190,000

Est. payment $9,697/moCalculate yours

530 St Andrew Street E, Centre Wellington, ON N1M 1R6

Fergus, Centre Wellington, ON N1M 1R6

  • 4 Beds
  • 3 Baths
  • 2 Garage
  • 3,500 Sq Ft

Listing courtesy of Home and Property Real Estate Ltd., Brokerage MLS® X13556528

About this home

Welcome to this unique executive custom built 3900 sq ft two storey with third level loft. 160 ft driveway to shoreline provides tonsof parking. 88 ft of shoreline & river depth to 20 ft. Multiple balconies & patio doors provide outdoor access from all floors to thebreathtaking panoramic views of the water & greenspace. Impressive quality construction using ICF, Arriscraft Executive stone,extensive insulation, 9′ ceilings, open floor plan, supplementary in floor water heating throughout & operated under 7 independentheat zones including the fully insulated garage. Elegant custom staircase with lower risers, deeper treads & wrought iron. Themain floor affords people with mobility issues access to all areas including main floor bedroom with large pocket door and 3 pcbath with roll-in shower. LED lighting throughout, high efficiency on demand water heater & comprehensive water filtrationsystem. The Great room is in a separate wing above the garage with cathedral ceilings, cheater ensuite access, large privatecovered balcony & potential to be transformed into an in-law suite w/separate entrance. The primary bedroom oasis features wallto wall sliding glass doors leading to huge covered balcony. Stunning 5 pc primary bathroom with walk-in shower. Two additionalbright & spacious bedrooms & laundry area complete the 2nd floor. The large 3rd floor loft has potential for a variety of usesincluding further division for additional bedrooms as well as its own private covered balcony. Minutes to Elora, KW & Guelph. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
New
Approximate Age
6-15
Size
3,500 sqft

Interior

Bedrooms
4
Bathrooms
3
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Stone
Foundation
Insulated Concrete Form
Roof
Fibreglass Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
84 x 159 Feet
Parking
Attached garage · 12 total

Financial

Property Taxes
$10,588 (2026)

Location

Neighbourhood
Fergus
Cross Street
Scotland St
Direction Faces
South

Listing

MLS® Number
X13556528
Days on Market
102
Listed On
2026-07-08
Possession
Flexible
Listed By
Home and Property Real Estate Ltd., Brokerage

Rooms

Room Level Dimensions
Kitchen Main 11′ 9″ × 16′ 0″
Bathroom Second 9′ 5″ × 9′ 7″
Bathroom Second 9′ 6″ × 14′ 3″
Bedroom 4 Main 10′ 11″ × 9′ 8″
Family Room Second 21′ 2″ × 20′ 6″
Loft Third 41′ 5″ × 16′ 1″
Dining Room Main 11′ 9″ × 15′ 1″
Primary Bedroom Second 28′ 10″ × 23′ 4″
Living Room Main 16′ 11″ × 23′ 6″
Bedroom 3 Second 12′ 1″ × 11′ 4″
Bathroom Main 8′ 11″ × 5′ 10″
Bedroom 2 Second 12′ 1″ × 11′ 6″

Features

Interior

  • Auto Garage Door Remote
  • Carpet Free
  • Central Vacuum
  • ERV/HRV
  • In-Law Capability
  • On Demand Water Heater
  • Separate Heating Controls
  • Sump Pump
  • Upgraded Insulation
  • Water Heater Owned
  • Water Softener
  • Water Treatment
  • Wheelchair Access

Property

  • Clear View
  • Greenbelt/Conservation
  • Hospital
  • Library
  • Place Of Worship
  • Rec./Commun.Centre

Pool

  • None
Included
All appliances & window coverings

Mortgage calculator

Minimum for this price: $438,000 (20%)

Amortization, years

Estimated mortgage payment

$9,697 per month

Principal and interest
$9,697
Property tax
$882
Estimated monthly cost
$10,579

Your mortgage

Mortgage amount
$1,752,000
Mortgage insurance
Not needed
Interest over 25 years
$1,157,054

Cash to close

Down payment
$438,000
Land transfer tax
$41,225
Total, before legal fees
$479,225
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

530 St Andrew Street E, Centre Wellington, ON N1M 1R6 Fergus, Centre Wellington, ON N1M 1R6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$2,190,000 530 St Andrew Street E, Centre Wellington, ON N1M 1R6
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