$2,190,000
Est. payment $9,697/moCalculate yours
530 St Andrew Street E, Centre Wellington, ON N1M 1R6
Fergus, Centre Wellington, ON N1M 1R6
- 4 Beds
- 3 Baths
- 2 Garage
- 3,500 Sq Ft
Listing courtesy of Home and Property Real Estate Ltd., Brokerage MLS® X13556528
About this home
Welcome to this unique executive custom built 3900 sq ft two storey with third level loft. 160 ft driveway to shoreline provides tonsof parking. 88 ft of shoreline & river depth to 20 ft. Multiple balconies & patio doors provide outdoor access from all floors to thebreathtaking panoramic views of the water & greenspace. Impressive quality construction using ICF, Arriscraft Executive stone,extensive insulation, 9′ ceilings, open floor plan, supplementary in floor water heating throughout & operated under 7 independentheat zones including the fully insulated garage. Elegant custom staircase with lower risers, deeper treads & wrought iron. Themain floor affords people with mobility issues access to all areas including main floor bedroom with large pocket door and 3 pcbath with roll-in shower. LED lighting throughout, high efficiency on demand water heater & comprehensive water filtrationsystem. The Great room is in a separate wing above the garage with cathedral ceilings, cheater ensuite access, large privatecovered balcony & potential to be transformed into an in-law suite w/separate entrance. The primary bedroom oasis features wallto wall sliding glass doors leading to huge covered balcony. Stunning 5 pc primary bathroom with walk-in shower. Two additionalbright & spacious bedrooms & laundry area complete the 2nd floor. The large 3rd floor loft has potential for a variety of usesincluding further division for additional bedrooms as well as its own private covered balcony. Minutes to Elora, KW & Guelph. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 3,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone
- Foundation
- Insulated Concrete Form
- Roof
- Fibreglass Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 84 x 159 Feet
- Parking
- Attached garage · 12 total
Financial
- Property Taxes
- $10,588 (2026)
Location
- Neighbourhood
- Fergus
- Cross Street
- Scotland St
- Direction Faces
- South
Listing
- MLS® Number
- X13556528
- Days on Market
- 102
- Listed On
- 2026-07-08
- Possession
- Flexible
- Listed By
- Home and Property Real Estate Ltd., Brokerage
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- Central Vacuum
- ERV/HRV
- In-Law Capability
- On Demand Water Heater
- Separate Heating Controls
- Sump Pump
- Upgraded Insulation
- Water Heater Owned
- Water Softener
- Water Treatment
- Wheelchair Access
Property
- Clear View
- Greenbelt/Conservation
- Hospital
- Library
- Place Of Worship
- Rec./Commun.Centre
Pool
- None
- Included
- All appliances & window coverings
Mortgage calculator
Estimated mortgage payment
$9,697 per month
- Principal and interest
- $9,697
- Property tax
- $882
- Condo fees
- $0
- Estimated monthly cost
- $10,579
Your mortgage
- Mortgage amount
- $1,752,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,157,054
Cash to close
- Down payment
- $438,000
- Land transfer tax
- $41,225
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $479,225
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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