Gurvinder Nokwal REALTOR®
For Sale Detached 132 days on market

$1,385,000

Est. payment $6,132/moCalculate yours

28 Elgin Street, Northern Bruce Peninsula, ON N0H 2R0

Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0

  • 4 Beds
  • 3 Baths
  • 4 Garage
  • 2,500 Sq Ft

Listing courtesy of RE/MAX Grey Bruce Realty Inc. MLS® X13417836

About this home

Located on the North-shore of Tobermory, this stunning 2-acre property is an oasis waiting for you! Offering over 200ft of clean, rocky shoreline on Georgian Bay, a large pond, gardens and various outdoor sitting areas, there are many areas to entertain and relax. Listen to the sound of the waves along the shoreline as you watch the boats go by to the islands. Enjoy a campfire by the pond, or a picnic with the grandchildren. The 12’x16′ garage nearby offers great storage for water toys or gardening tools. There are various water taps throughout the property for ease! Sitting proudly atop the escarpment, the 4-season residence features 4 bedrooms, 2.5 bathrooms and 2,979sq.ft. of living space. Enter the tiled foyer and hang up your coat in the mudroom. The attached 2-car garage provides direct access to the home, and a potential workshop, currently used as an office. A great room welcomes you in as you, featuring a solarium and propane fireplace. A secondary family room offers a great play space or home gym. The custom kitchen features SS appliances, pull-out drawers, undercabinet lighting, a breakfast bar and granite countertops. Open to the dining room, you are afforded stunning lake views, and access to the water-side patio with built-in seating and a BBQ station. Inside, an oversized laundry room doubles as a pantry, while a 2Pc bathroom and main-floor bedroom round out the main level. Climb the stairs to the loft and enjoy elevated views of Georgian Bay from the library. The Primary suite offers a 3Pc ensuite, WIC as well as private deck. Two additional large bedrooms share a 4Pc family bathroom. Outside, the 20’x30′ detached garage provides more room for guests with the upper level bunkie! The lower level is insulated and RI for in-floor heating. Enjoy hiking the Bruce Trail, visiting local shops, strolling the public beaches or scuba diving the clear waters of Georgian Bay and Lake Huron. Opportunity awaits on Georgian Bay, sited minutes to Tobermory!

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
31-50
Size
2,500 sqft

Interior

Bedrooms
4
Bathrooms
3
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Forced Air (Propane)
Cooling
None
Exterior
Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
200 x 557 Feet
Parking
Attached garage · 8 total
Zoning
R1

Financial

Property Taxes
$13,033 (2026)

Location

Neighbourhood
Northern Bruce Peninsula
Cross Street
Harpur Drive & Elgin Street
Direction Faces
North

Listing

MLS® Number
X13417836
Days on Market
132
Listed On
2026-06-08
Possession
30-60 Days TBD
Listed By
RE/MAX Grey Bruce Realty Inc.

Rooms

Room Level Dimensions
Primary Bedroom Second 14′ 8″ × 13′ 3″
Bathroom Main 5′ 11″ × 4′ 11″
Bathroom Second 10′ 1″ × 7′ 1″
Bedroom 4 Second 11′ 5″ × 9′ 10″
Foyer Main 11′ 10″ × 5′ 7″
Bedroom Main 11′ 1″ × 10′ 10″
Loft Second 12′ 5″ × 12′ 2″
Bedroom 3 Second 9′ 10″ × 9′ 10″
Dining Room Main 12′ 5″ × 11′ 6″
Kitchen Main 15′ 9″ × 13′ 9″
Laundry Main 10′ 6″ × 9′ 1″
Living Room Main 28′ 7″ × 13′ 3″
Cold Room/Cantina Main 27′ 0″ × 3′ 11″
Bathroom Second 6′ 3″ × 5′ 8″
Utility Room Main 11′ 3″ × 8′ 10″
Family Room Main 24′ 2″ × 12′ 6″
Office Main 15′ 5″ × 15′ 1″
Library Second 15′ 10″ × 12′ 4″

Features

Interior

  • Atrium
  • Built-In Oven
  • Central Vacuum
  • Water Heater Owned
  • Water Treatment

Property

  • Lake Access
  • Lake/Pond
  • Part Cleared
  • School
  • Sloping
  • Waterfront

Pool

  • None
Included
Refrigerator, Built-in microwave, built-in oven, propane cooktop, dishwasher, clothes washer, clothes dryer, 1 double bed, 1 queen bed & frames, some dressers, 2 chairs in primary bedroom, wood chairs in bedrooms, recliner in library, couch & two wooden chairs in Living room, bookshelves in play room, 1 chest freezer in garage, central vac & attachments, spare paver stones and building materials, picnic table by pond, raised garden boxes
Excluded
Personal items, some furniture, antiques
Rental items
Propane tank (avenir)

Mortgage calculator

Minimum for this price: $113,500 (8.19%)

Amortization, years

Estimated mortgage payment

$6,132 per month

Principal and interest
$6,132
Property tax
$1,086
Estimated monthly cost
$7,219

Your mortgage

Mortgage amount
$1,108,000
Mortgage insurance
Not needed
Interest over 25 years
$731,744

Cash to close

Down payment
$277,000
Land transfer tax
$24,175
Total, before legal fees
$301,175
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

28 Elgin Street, Northern Bruce Peninsula, ON N0H 2R0 Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,385,000 28 Elgin Street, Northern Bruce Peninsula, ON N0H 2R0
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