Gurvinder Nokwal REALTOR®
For Sale Detached 163 days on market

$799,000

Est. payment $3,538/moCalculate yours

59 Simpson Avenue, Northern Bruce Peninsula, ON N0H 2R0

Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft

Listing courtesy of RE/MAX Grey Bruce Realty Inc. MLS® X13105068

About this home

Welcome to your turnkey waterfront retreat in the heart of Tobermory! Renovated, fully furnished, and move-in ready! This 4-season home/cottage offers the perfect opportunity for those seeking a family getaway, short-term rental / investment property or peaceful Bruce Peninsula escape. Set on a 66′ x 165′ waterfront lot in protected Hay Bay with easy access to Lake Huron, this property delivers the waterfront lifestyle buyers dream about! The shoreline is ideal for all ages, feat. a shallow swimming area perfect for children, and deeper water off the dock for kayaking, paddleboarding, or small boats. Spend your days exploring the bay, relaxing by the water, or enjoying spectacular sunsets and world-famous Dark Sky stargazing around the campfire. Offering 1,080sq.ft. of beautifully updated living space, the home was extensively renovated in 2021 with major upgrades incl. a new drilled well, septic system, plumbing, electrical, interior finishes, furnishings, and more. The bright and stylish interior features 3 bedrooms, 2 bathrooms. A cozy fireplace that creates the perfect atmosphere, heat pump units provide efficient heating/cooling for year-round comfort, while the UV water treatment offers added peace of mind. The open-concept layout is designed for entertaining and relaxing, with stunning bay views from the main living space, dining area, and large deck. Whether preparing meals indoors or barbecuing outside, the waterfront backdrop makes every gathering memorable. Outside, the low-maintenance property allows more time for recreation and less time working. The detached garage provides excellent storage, workshop, or games room potential, while the greenhouse and elevated bunkie add extra charm and versatility. Located on a paved year-round road, you can bike into town for local amenities. Enjoy nearby access to the Bruce Trail, pickleball court, parks and all the outdoor recreation the Bruce Peninsula is known for. Start making unforgettable waterfront memories!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Partial Basement, Unfinished

Building & Systems

Heating
Heat Pump (Propane)
Cooling
Wall Unit(s)
Exterior
Wood , Other
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
66 x 165 Feet
Parking
Detached garage · 4 total
Zoning
R2

Financial

Property Taxes
$2,831 (2026)

Location

Neighbourhood
Northern Bruce Peninsula
Cross Street
Hay Bay Rd & Simpson Ave.
Direction Faces
South

Listing

MLS® Number
X13105068
Days on Market
163
Listed On
2026-05-08
Possession
After 6 Sept 2026
Listed By
RE/MAX Grey Bruce Realty Inc.

Rooms

Room Level Dimensions
Living Room Main 14′ 10″ × 13′ 2″
Bedroom 2 Main 11′ 0″ × 9′ 6″
Bathroom Main 7′ 8″ × 6′ 7″
Dining Room Main 11′ 11″ × 8′ 0″
Foyer Main 6′ 7″ × 5′ 2″
Bathroom Main 9′ 2″ × 6′ 3″
Kitchen Main 15′ 11″ × 6′ 5″
Bedroom 3 Main 10′ 4″ × 8′ 9″
Bedroom Main 13′ 3″ × 10′ 0″

Features

Interior

  • Primary Bedroom - Main Floor
  • Separate Heating Controls
  • Sump Pump
  • Water Heater Owned

Property

  • Lake Access
  • School
  • Waterfront

Pool

  • None
Included
Fridge, Stove, Dishwasher, Microwave, Kitchen island, Clothes washer, Clothes dryer, Interior furniture & furnishings, TVs and electronics, BBQ, Exterior patio furniture, Propane fire table, Spare propane tanks, Misc. garage items, garden tools & spare building materials, Generator in shed (as is-condition unknown).
Excluded
Personal Items
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $54,900 (6.87%)

Amortization, years

Estimated mortgage payment

$3,538 per month

Principal and interest
$3,538
Property tax
$236
Estimated monthly cost
$3,774

Your mortgage

Mortgage amount
$639,200
Mortgage insurance
Not needed
Interest over 25 years
$422,140

Cash to close

Down payment
$159,800
Land transfer tax
$12,455
Total, before legal fees
$172,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

59 Simpson Avenue, Northern Bruce Peninsula, ON N0H 2R0 Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$799,000 59 Simpson Avenue, Northern Bruce Peninsula, ON N0H 2R0
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