$799,000
Est. payment $3,538/moCalculate yours
59 Simpson Avenue, Northern Bruce Peninsula, ON N0H 2R0
Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0
- 3 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX Grey Bruce Realty Inc. MLS® X13105068
About this home
Welcome to your turnkey waterfront retreat in the heart of Tobermory! Renovated, fully furnished, and move-in ready! This 4-season home/cottage offers the perfect opportunity for those seeking a family getaway, short-term rental / investment property or peaceful Bruce Peninsula escape. Set on a 66′ x 165′ waterfront lot in protected Hay Bay with easy access to Lake Huron, this property delivers the waterfront lifestyle buyers dream about! The shoreline is ideal for all ages, feat. a shallow swimming area perfect for children, and deeper water off the dock for kayaking, paddleboarding, or small boats. Spend your days exploring the bay, relaxing by the water, or enjoying spectacular sunsets and world-famous Dark Sky stargazing around the campfire. Offering 1,080sq.ft. of beautifully updated living space, the home was extensively renovated in 2021 with major upgrades incl. a new drilled well, septic system, plumbing, electrical, interior finishes, furnishings, and more. The bright and stylish interior features 3 bedrooms, 2 bathrooms. A cozy fireplace that creates the perfect atmosphere, heat pump units provide efficient heating/cooling for year-round comfort, while the UV water treatment offers added peace of mind. The open-concept layout is designed for entertaining and relaxing, with stunning bay views from the main living space, dining area, and large deck. Whether preparing meals indoors or barbecuing outside, the waterfront backdrop makes every gathering memorable. Outside, the low-maintenance property allows more time for recreation and less time working. The detached garage provides excellent storage, workshop, or games room potential, while the greenhouse and elevated bunkie add extra charm and versatility. Located on a paved year-round road, you can bike into town for local amenities. Enjoy nearby access to the Bruce Trail, pickleball court, parks and all the outdoor recreation the Bruce Peninsula is known for. Start making unforgettable waterfront memories!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partial Basement, Unfinished
Building & Systems
- Heating
- Heat Pump (Propane)
- Cooling
- Wall Unit(s)
- Exterior
- Wood , Other
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 66 x 165 Feet
- Parking
- Detached garage · 4 total
- Zoning
- R2
Financial
- Property Taxes
- $2,831 (2026)
Location
- Neighbourhood
- Northern Bruce Peninsula
- Cross Street
- Hay Bay Rd & Simpson Ave.
- Direction Faces
- South
Listing
- MLS® Number
- X13105068
- Days on Market
- 163
- Listed On
- 2026-05-08
- Possession
- After 6 Sept 2026
- Listed By
- RE/MAX Grey Bruce Realty Inc.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Separate Heating Controls
- Sump Pump
- Water Heater Owned
Property
- Lake Access
- School
- Waterfront
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Microwave, Kitchen island, Clothes washer, Clothes dryer, Interior furniture & furnishings, TVs and electronics, BBQ, Exterior patio furniture, Propane fire table, Spare propane tanks, Misc. garage items, garden tools & spare building materials, Generator in shed (as is-condition unknown).
- Excluded
- Personal Items
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $236
- Condo fees
- $0
- Estimated monthly cost
- $3,774
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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