Gurvinder Nokwal REALTOR®
For Sale Detached 171 days on market

$868,999 ↓ $30,991 from $899,990

Est. payment $3,848/moCalculate yours

1097 Cheddar Road, Highlands East, ON K0L 1M0

Cardiff Ward, Highlands East, ON K0L 1M0

  • 4 + 1 Beds
  • 3 Baths
  • 1,500 Sq Ft

Listing courtesy of Royal LePage Frank Real Estate MLS® X13063930

About this home

**Luxury Off-Grid Muskoka-Style Home on 17 Wooded Acres**This stunning, newly constructed (2023) “Luxury Muskoka Style House” offers complete off-grid living on 17 wooded acres. While currently off-grid by choice, the property is conveniently located just 250m from the power lines on Hwy 118, making grid connection a straight forward option.**Key Features:*** **Off-Grid Power System:** A state-of-the-art 30KW solar panel system with 40KW batteries, installed in 2023, is complemented by a 15KW inverter, producing up to 30KW during peak summertimes.* **Backup Generators:** The system includes a 22KW Generac propane generator with automatic switch and a 20KW Briggs & Stratton generator with remote operation.* **Superior Construction:** Built with no expense spared, the home features ICF foundation walls, spray foam insulation with batts on top, and expansive bay windows on the west side for abundant natural light.**Recent Upgrades:**The current owners have invested significantly in recent upgrades, including:* House addition ($90k)* Front and rear decks ($70k)* Finished walk-out basement ($30k)* Solar system installation (over $100k)* New Generac generator ($14k)A final inspection document is available for your review.**Living Space:**This two-story home with cathedral ceilings offers 1840 sq.ft. above ground, plus a 932 sq.ft. finished walk-out basement, for a total of 2772 sq.ft. of finished living space.**Nature and Location:**Enjoy abundant wildlife, including deer, wild turkey, and moose, on this property adjacent to100 acres of Crown Land. Numerous lakes and beaches are just minutes away. Escape the stresses of city life and reconnect with nature in this beautiful setting, with all essential amenities nearby:* 20 minutes to Bancroft (hospitals, shopping)* 15 minutes to Wilberforce (elementary school).

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Extension
Approximate Age
0-5
Size
1,500 sqft

Interior

Bedrooms
4 + 1
Bathrooms
3
Kitchens
1
Basement
Finished with Walk-Out

Building & Systems

Heating
Forced Air (Propane)
Cooling
Other
Exterior
Vinyl Siding
Foundation
Insulated Concrete Form, Slab
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
1310 x 789 Feet
Parking
None garage · 10 total

Financial

Property Taxes
$3,808 (2026)

Location

Neighbourhood
Cardiff Ward
Cross Street
HWY 118/Cheddar Rd.
Direction Faces
North

Listing

MLS® Number
X13063930
Days on Market
171
Listed On
2026-04-30
Possession
FLEXIBLE
Listed By
Royal LePage Frank Real Estate

Rooms

Room Level Dimensions
Bedroom 4 Second 12′ 2″ × 11′ 1″
Bedroom 2 Main 11′ 5″ × 9′ 0″
Utility Room Basement 11′ 8″ × 7′ 2″
Bathroom Basement 13′ 11″ × 7′ 5″
Dining Room Main 12′ 3″ × 12′ 0″
Bathroom Main 9′ 5″ × 5′ 3″
Primary Bedroom Main 17′ 11″ × 11′ 5″
Kitchen Main 12′ 10″ × 8′ 9″
Bathroom Second 8′ 5″ × 4′ 11″
Recreation Basement 23′ 9″ × 19′ 5″
Bedroom 5 Basement 11′ 11″ × 11′ 9″
Living Room Main 24′ 10″ × 18′ 1″
Bedroom 3 Second 12′ 4″ × 9′ 6″

Features

Interior

  • Air Exchanger
  • Carpet Free
  • Generator - Full
  • Guest Accommodations
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Solar Owned
  • Storage Area Lockers
  • Sump Pump
  • Upgraded Insulation
  • Ventilation System
  • Water Heater
  • Water Purifier

Property

  • Greenbelt/Conservation
  • Part Cleared
  • Ravine
  • Rolling
  • School Bus Route
  • Sloping

Pool

  • None
Included
Washer and dryer, stove, fridge, dishwasher, all fixtures and window coverings, all off grid equipment, both generators
Excluded
Wood stove in the basement
Rental items
Heat Pump/Air conditioner and hot water heater at $50 per month transferable to new owners

Mortgage calculator

Minimum for this price: $61,900 (7.12%)

Amortization, years

Estimated mortgage payment

$3,848 per month

Principal and interest
$3,848
Property tax
$317
Estimated monthly cost
$4,165

Your mortgage

Mortgage amount
$695,199
Mortgage insurance
Not needed
Interest over 25 years
$459,123

Cash to close

Down payment
$173,800
Land transfer tax
$13,855
Total, before legal fees
$187,655
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1097 Cheddar Road, Highlands East, ON K0L 1M0 Cardiff Ward, Highlands East, ON K0L 1M0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$868,999 1097 Cheddar Road, Highlands East, ON K0L 1M0
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