$420,000
↓ $20,000 from $440,000
Est. payment $1,860/moCalculate yours
107 Seneca Street, Huron-Kinloss, ON N2Z 2X3
Huron-Kinloss, Huron-Kinloss, ON N2Z 2X3
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage RCR Realty MLS® X13617978
About this home
This is the perfect and manageable cottage or small home you have been searching for. Located in the bustling hamlet of Point Clark situated between Kincardine and Goderich. 1 1/2 hours from Kitchener or 2 hours from London along meandering roads travelled by the Amish, so much to see on your travels here. It might be compact but it offers everything you need. Propane furnace for efficient heating, central air, 4 piece bathroom, 2 nice sized bedrooms and a combination kitchen, dining room and living room. A nice stroll to Lake Huron for water activities and stunning sunsets. Being sold pretty much turnkey with the furnishings you can start your permanent holidays soon. Meander down to the Lighthouse, or over to West 81 for a lovely brunch, lunch or dinner. The large deck offers a lovely space to watch the sun go down or enjoy nature chirping. This full time home or cottage needs YOU! Home is actively used as an Air BNB and potentially rented for the winter by a Bruce Power worker.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 70 x 150 Feet
- Parking
- None garage · 4 total
- Zoning
- R1
Financial
- Property Taxes
- $2,777 (2025)
Location
- Neighbourhood
- Huron-Kinloss
- Cross Street
- Wilson Street/Seneca Street
- Direction Faces
- East
Listing
- MLS® Number
- X13617978
- Days on Market
- 81
- Listed On
- 2026-07-29
- Possession
- TBD
- Listed By
- Royal LePage RCR Realty
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Beach
- Golf
- Hospital
- Place Of Worship
- Park
- Rec./Commun.Centre
Pool
- None
- Included
- Most furnishings
- Excluded
- seater lawn mower, snow blower, corn hole game, tv, blanket ladder, closet storage, coffee Maker, living room carpet, patio lounger, 2 blue Muskoka chairs, outdoor cameras
- Rental items
- Propane tanks
Mortgage calculator
Estimated mortgage payment
$1,860 per month
- Principal and interest
- $1,860
- Property tax
- $231
- Condo fees
- $0
- Estimated monthly cost
- $2,091
Your mortgage
- Mortgage amount
- $336,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $221,901
Cash to close
- Down payment
- $84,000
- Land transfer tax
- $4,875
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $88,875
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.