$1,659,900
↓ $40,000 from $1,699,900
Est. payment $7,350/moCalculate yours
46 Bay Street, Mississauga, ON L5H 1C3
Port Credit, Mississauga, ON L5H 1C3
- 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of RIGHT AT HOME REALTY MLS® W13615688
About this home
Welcome to lakeside living in the heart of Port Credit Village. Just steps from Lake Ontario and the Credit River, this charming, character-filled family home offers an exceptional lifestyle in one of Mississauga’s most desirable neighbourhoods. Originally built in 1910 and completely rebuilt in 2008, this home beautifully blends timeless charm with modern comfort. A stunning great room addition boasts soaring 16′ cathedral ceilings, creating a bright and inviting living space. The chef’s kitchen features a large centre island, custom built-in bar, and walk-out to the stunning backyard. The kitchen blends seamlessly into the spacious family room, perfect for everyday living and entertaining. The main floor also offers a formal dining room with a beautiful stone fireplace, a welcoming living room, and a full bathroom. Upstairs features three generous bedrooms, a full bathroom, and a walk-out to the second-level balcony overlooking this picturesque neighbourhood. Set on a rare 66′ wide lot, the private backyard features a tiered composite deck, stone patio, gazebo, mature trees, and beautifully landscaped gardens. Ideally located in the heart of Port Credit Village, you’re just steps to Port Credit Harbour Marina, PCYC, boutique shopping, acclaimed dining, waterfront parks, trails, and year-round festivals. Walk to top-rated schools and the GO Station, with just a 24-minute commute to downtown Toronto. Impeccably maintained with outstanding curb appeal, this home also features a covered front porch, detached garage, lush gardens, and timeless architectural details throughout. The basement offers storage, a bright laundry room, and bonus space. A rare opportunity to own a truly distinctive home in one of the GTA’s most sought-after waterfront communities.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- Partial Basement
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Wood
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 132 Feet
- Parking
- Detached garage · 7 total
Financial
- Property Taxes
- $10,308 (2025)
Location
- Neighbourhood
- Port Credit
- Cross Street
- Mississauga Rd S & Lakeshore Rd
- Direction Faces
- North
Listing
- MLS® Number
- W13615688
- Days on Market
- 81
- Listed On
- 2026-07-29
- Possession
- Flexible
- Listed By
- RIGHT AT HOME REALTY
Rooms
Features
Interior
- Water Heater Owned
- Carpet Free
Property
- Fenced Yard
- Library
- Marina
- Park
- Public Transit
- School
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Range Hood, Washer, Dryer, Bar Fridge, Gazebo
- Excluded
- Wall Mounted TV, Freezer, Basement Bar Fridge
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$7,350 per month
- Principal and interest
- $7,350
- Property tax
- $859
- Condo fees
- $0
- Estimated monthly cost
- $8,209
Your mortgage
- Mortgage amount
- $1,327,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $876,983
Cash to close
- Down payment
- $331,980
- Land transfer tax
- $29,673
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $361,653
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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