$999,999
↓ $450,001 from $1,450,000
Est. payment $4,428/moCalculate yours
122 Cottage Lane, Georgian Bluffs, ON N4K 5N4
Georgian Bluffs, Georgian Bluffs, ON N4K 5N4
- 6 Beds
- 4 Baths
- 2 Garage
- 3,000 Sq Ft
Listing courtesy of RE/MAX Grey Bruce Realty Inc. MLS® X12993580
About this home
YOU AREN’T GOING TO WANT TO MISS THIS ONE! Situated on a quiet street in a highly sought-after neighbourhood just outside the city limits, this distinguished 4 + 2 bedroom, 4-bathroom residence offers exceptional 180-degree views of Georgian Bay and a refined blend of comfort, functionality, and lifestyle appeal. The well-appointed layout is designed to accommodate both family living and entertaining, featuring generous principal rooms, a double car garage, and a spacious lower level with excellent potential for an in-law suite. The outdoor space is equally impressive, showcasing a beautifully updated inground pool and a substantial 20 X 27 detached shop, ideal for additional storage, hobbies, or workspace. Recent mechanical upgrades, including a new furnace and air conditioning system installed in 2025, provide added confidence and efficiency. This is a rare opportunity to acquire a turnkey property in a prime location offering both seasonal privacy and panoramic waterfront views.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Size
- 3,000 sqft
Interior
- Bedrooms
- 6
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Partially Finished, Walk-Up
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 120 x 120 Feet
- Parking
- Attached garage · 6 total
- Zoning
- SR
Financial
- Property Taxes
- $11,108 (2025)
Location
- Neighbourhood
- Georgian Bluffs
- Cross Street
- Balmy Beach Road/Cottage Lane
- Direction Faces
- West
Listing
- MLS® Number
- X12993580
- Days on Market
- 188
- Listed On
- 2026-04-13
- Possession
- flexible
- Listed By
- RE/MAX Grey Bruce Realty Inc.
Rooms
Features
Interior
- Auto Garage Door Remote
- Central Vacuum
- In-Law Capability
- Water Heater Owned
- Water Purifier
Property
- Lake Access
- Waterfront
Pool
- Indoor
- Included
- Fridge, Stove, Washer, Dryer, Dishwasher, Microwave, Pool Equipment/Covers, Garage Door Opener
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$4,428 per month
- Principal and interest
- $4,428
- Property tax
- $926
- Condo fees
- $0
- Estimated monthly cost
- $5,353
Your mortgage
- Mortgage amount
- $799,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $528,334
Cash to close
- Down payment
- $200,000
- Land transfer tax
- $16,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $216,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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