$438,888
Est. payment $1,943/moCalculate yours
632 Union Street, Peterborough, ON K9H 3V5
Town Ward 3, Peterborough, ON K9H 3V5
- 2 + 2 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of HOMELIFE/MIRACLE REALTY LTD MLS® X13622860
About this home
Excellent opportunity for investors or multi generational living. This well maintained duplex offers two fully self contained 2bedroom units in Peterborough’s desirable North Central neighborhood steps to downtown amenities, transit, schools, Trent University, Fleming College, shopping, and parks. Unit A (Upper):2 bedrooms, 1 bathroom, kitchen, large foyer, and basement laundry. Unit B (Main):2bedrooms, 2 bathrooms, an oversized kitchen/living/dining/family area, plus in unit laundry. This turnkey duplex features a new roof (2025), private entrances, and separate hydro meters, making it an ideal fit for investors or multi generational families seeking rental support. Both units are occupied by cooperative, reliable tenants willing to stay on with the new owner, providing immediate, stable cash flow with projected rents of approximately $3,450/month. Outside, the property includes a detached double car garage. perfect for storage, a workshop, or additional rental income plus a large driveway accommodating 4+ vehicles. Located on a quiet, low traffic street beside a park, the home offers a peaceful setting while remaining close to everything that drives strong rental demand. This combination of location, condition, and income potential makes 632 Union St a standout opportunity in a high demand rental corridor. Whether you’re expanding your portfolio, securing a reliable income property, or seeking a flexible multi unit home, this duplex delivers stability, versatility, and long term value. With major updates completed and income ready to go, this is a clean, low maintenance investment you won’t want to miss.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.44 x 73.31 Feet
- Parking
- Detached garage · 6 total
Financial
- Property Taxes
- $3,874 (2025)
Location
- Neighbourhood
- Town Ward 3
- Cross Street
- Union / Edinburg St
- Direction Faces
- West
Listing
- MLS® Number
- X13622860
- Days on Market
- 80
- Listed On
- 2026-07-30
- Possession
- 60 -90 days preferred.
- Listed By
- HOMELIFE/MIRACLE REALTY LTD
Rooms
Features
Interior
- Separate Hydro Meter
Pool
- None
- Included
- This duplex comes with 2 x Fridge, 2 x Stove, 2 x Washer and 2 x Dryer, all ELFs, and all window coverings.
- Excluded
- No Exclusion
- Rental items
- Water Heater Tank
Mortgage calculator
Estimated mortgage payment
$1,943 per month
- Principal and interest
- $1,943
- Property tax
- $323
- Condo fees
- $0
- Estimated monthly cost
- $2,266
Your mortgage
- Mortgage amount
- $351,110
- Mortgage insurance
- Not needed
- Interest over 25 years
- $231,880
Cash to close
- Down payment
- $87,778
- Land transfer tax
- $5,253
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $93,031
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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