$874,900
Est. payment $3,874/moCalculate yours
127 Rose Mac Drive, Drummond/North Elmsley, ON K0G 1W0
903 - Drummond/North Elmsley (North Elmsley) Twp, Drummond/North Elmsley, ON K0G 1W0
- 2 Beds
- 1 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of COLDWELL BANKER FIRST OTTAWA REALTY MLS® X13627532
About this home
Discover the perfect waterfront retreat in the heart of the Rideau Lakes! Set on a beautiful, approximately one-acre lot with 30 feet of frontage on Lower Rideau Lake, this unique property offers direct access to the renowned Rideau Lakes water system and endless opportunities for boating, fishing, and waterfront recreation. The property features a charming 2-bedroom, 1-bathroom four-season home. Fully insulated with a solid stone foundation, it offers warmth and character, highlighted by a cozy living room with a fireplace and airtight wood insert capable of heating the entire home. Two enclosed porches provide additional living space to relax and enjoy the peaceful surroundings. A separate 2-bedroom, 1-bathroom guest house presents outstanding flexibility as an in-law suite, private accommodation for family and friends, or an income-generating rental. With its own comfortable living space, it’s an ideal addition for multi-generational living or those looking to offset ownership costs. Located on a paved township road in the desirable community of Rideau Ferry, this rare waterfront property combines privacy, versatility, and access to one of Ontario’s most sought-after boating destinations. Whether you’re searching for a year-round home, cottage getaway, or investment opportunity, this exceptional property is ready to be enjoyed. 24 hours irrevocable on all offers.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Stone, Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 184.17 x 400.23 Feet
- Parking
- Detached garage · 14 total
- Zoning
- Residential
Financial
- Property Taxes
- $3,740 (2026)
Location
- Neighbourhood
- 903 - Drummond/North Elmsley (North Elmsley) Twp
- Cross Street
- Rideau Ferry Road
- Direction Faces
- North
Listing
- MLS® Number
- X13627532
- Days on Market
- 79
- Listed On
- 2026-07-31
- Possession
- 60-90 days
- Listed By
- COLDWELL BANKER FIRST OTTAWA REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Guest Accommodations
- Primary Bedroom - Main Floor
Property
- Lake Access
- Marina
- School Bus Route
- Waterfront
Pool
- None
- Included
- FRIDGE, COOKTOP, WASHER, DRYER, GENERATOR, TENT, SHED
- Excluded
- Lawn Tractor, Snow Blower, Generator
- Rental items
- PROPANE TANKS $40 ANNUALLY
Mortgage calculator
Estimated mortgage payment
$3,874 per month
- Principal and interest
- $3,874
- Property tax
- $312
- Condo fees
- $0
- Estimated monthly cost
- $4,186
Your mortgage
- Mortgage amount
- $699,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $462,240
Cash to close
- Down payment
- $174,980
- Land transfer tax
- $13,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $188,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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