$298,000
Est. payment $1,319/moCalculate yours
321 Spruce Street 710, Waterloo, ON N2L 0G4
Waterloo, ON N2L 0G4
- 1 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of CENTURY 21 MYPRO REALTY MLS® X13629528
About this home
Urban Loft CondoModern two-level loft-style condo in the heart of Waterloo, steps from the University of Waterloo, Wilfrid Laurier University, and Conestoga College. This bright 1-bedroom + den (or second bedroom), 2-bathroom loft suite features an open-concept main floor with soaring windows and abundant natural light. The contemporary kitchen offers stainless steel appliances and flows into a spacious living area ideal for studying, relaxing, or entertaining. Upstairs, the private loft primary bedroom is complemented by a flexible den that serves as a second bedroom or home office. Dual full bathrooms (one on each level) and in-suite laundry provide everyday convenience.Located in Waterloo’s vibrant urban core, enjoy cafés, restaurants, shopping, parks, and transit all within walking distance. Perfect for students or young professionals seeking style, flexibility, and an unbeatable location.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Approximate Age
- 6-10
- Size
- 700 sqft
Interior
- Bedrooms
- 1 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 5
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Concrete
Lot & Parking
- Parking
- Underground garage
Financial
- Property Taxes
- $3,982 (2026)
- Condo Fee
- $746/mo
- Fee Includes
- Heat Included
- Pets
- No
Location
- Cross Street
- University Ave W & King St N
Listing
- MLS® Number
- X13629528
- Days on Market
- 78
- Listed On
- 2026-08-01
- Listed By
- CENTURY 21 MYPRO REALTY
Features
Interior
- Built-In Oven
- Carpet Free
Amenities
- Bus Ctr (WiFi Bldg)
- Concierge
- Exercise Room
- Gym
- Recreation Room
Mortgage calculator
Estimated mortgage payment
$1,319 per month
- Principal and interest
- $1,319
- Property tax
- $332
- Condo fees
- $746
- Estimated monthly cost
- $2,398
Your mortgage
- Mortgage amount
- $238,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $157,444
Cash to close
- Down payment
- $59,600
- Land transfer tax
- $2,945
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $62,545
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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