Gurvinder Nokwal REALTOR®
For Sale Detached 75 days on market

$550,000

Est. payment $2,435/moCalculate yours

44 Carlisle Street, St. Catharines, ON L2R 4H4

451 - Downtown, St. Catharines, ON L2R 4H4

  • 3 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13636042

About this home

Positioned in the heart of downtown St. Catharines, this mixed-use opportunity offers flexibility, visibility, and long-term potential in one of the city’s most active urban corridors. Zoned M2-92, the property lends itself to a variety of uses, making it an attractive option for investors, entrepreneurs, and business owners alike. Imagine operating your business from the main level, complete with space for offices, client reception, or professional services, while utilizing the upper floor as a residential apartment to generate additional income or provide convenient live-work accommodations. Originally built in 1910, the property offers generous principal rooms, 3 bedrooms, and 2 bathrooms across a versatile layout. Key updates include a waste stack replacement (2022), serviced A/C (2023), and a well-maintained roof. An environmental report is available for added peace of mind. Just steps from the Meridian Centre, home of the IceDogs and River Lions, the First Ontario Performing Arts Centre, downtown restaurants, cafés, and local shops, the location benefits from exceptional walkability and exposure. With convenient access to the downtown transit hub, GO Station, Highway 406, and the QEW, commuting throughout Niagara, Hamilton, and the GTA is effortless. Whether you’re looking to establish your business, expand your portfolio, or explore future redevelopment possibilities, this is a unique opportunity in a high-demand downtown location.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Full, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
25 x 59 Feet
Parking
None garage · 2 total
Zoning
M2-92

Financial

Property Taxes
$3,279 (2026)

Location

Neighbourhood
451 - Downtown
Cross Street
St Paul Street to Carlisle Street
Direction Faces
East

Listing

MLS® Number
X13636042
Days on Market
75
Listed On
2026-08-04
Possession
Immediate
Listed By
ROYAL LEPAGE NRC REALTY

Rooms

Room Level Dimensions
Kitchen Main 11′ 2″ × 10′ 4″
Dining Room Main 12′ 9″ × 11′ 3″
Living Room Main 10′ 11″ × 10′ 10″
Bedroom Second 12′ 1″ × 10′ 11″
Bedroom 2 Second 11′ 3″ × 9′ 9″
Bathroom Main 5′ 11″ × 4′ 3″
Bathroom Second 7′ 1″ × 5′ 9″
Bedroom 3 Second 10′ 6″ × 9′ 8″
Other Basement 32′ 0″ × 14′ 11″

Features

Interior

  • None

Property

  • Arts Centre
  • Golf
  • Library
  • Park
  • School
  • Public Transit

Pool

  • None
Included
Fridge, Stove, Washer, Dryer

Mortgage calculator

Minimum for this price: $30,000 (5.45%)

Amortization, years

Estimated mortgage payment

$2,435 per month

Principal and interest
$2,435
Property tax
$273
Estimated monthly cost
$2,709

Your mortgage

Mortgage amount
$440,000
Mortgage insurance
Not needed
Interest over 25 years
$290,584

Cash to close

Down payment
$110,000
Land transfer tax
$7,475
Total, before legal fees
$117,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

44 Carlisle Street, St. Catharines, ON L2R 4H4 451 - Downtown, St. Catharines, ON L2R 4H4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$550,000 44 Carlisle Street, St. Catharines, ON L2R 4H4
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