$1,785,000
Est. payment $7,904/moCalculate yours
20 Riverside Drive, Kingston, ON K7L 4V1
11 - Kingston East (Incl CFB Kingston), Kingston, ON K7L 4V1
- 4 Beds
- 3 Baths
- 2,500 Sq Ft
Listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE MLS® X13228214
About this home
A remarkable waterfront opportunity in Kingston’s mature & highly regarded Milton Subdivision, set along the shores of the St. Lawrence River just a short drive from downtown. Properties in this executive neighbourhood are seldom offered, & waterfront opportunities here are even harder to come by. Surrounded by mature trees & positioned on an elevated shoreline, this property captures sweeping water views, natural limestone character & a setting that feels private, established & truly connected to the river. The existing 4 bdrm 3 bath home offers a distinctive chalet-inspired design with warm wood detailing, hardwood flooring, multiple brick feature walls, expansive windows framing the water, generous principal rooms, a renovated kitchen with large island, quartz counters, stainless appliances, backsplash, built-in laundry & direct access to the waterfront-facing deck. The main living spaces include impressive ceiling height, a dramatic window wall, fireplace features & a loft-style upper level that continues to showcase the views. Outdoors, the property delivers the lifestyle people hope for when searching along the river: mature greenery, tiered access to the shoreline, extensive decking, open water views & a substantial dock system at the water’s edge. Whether you choose to reimagine the existing home, renovate with your own vision, or explore the potential to create a custom dream residence from the ground up, this is a rare chance to secure a waterfront property in one of Kingston’s most established riverside enclaves.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 121.19 x 261.59 Feet
- Parking
- None garage · 8 total
Financial
- Property Taxes
- $11,238 (2025)
Location
- Neighbourhood
- 11 - Kingston East (Incl CFB Kingston)
- Cross Street
- Milton Ave & Riverside Dr
- Direction Faces
- South
Listing
- MLS® Number
- X13228214
- Days on Market
- 138
- Listed On
- 2026-06-02
- Possession
- FLEXIBLE
- Listed By
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Rooms
Features
Interior
- Water Heater Owned
Property
- Lake Access
- Lake/Pond
- Park
- School Bus Route
- Waterfront
- Clear View
Pool
- None
- Included
- REFRIGERATOR, STOVE, DISHWASHER, MICROWAVE
- Excluded
- WASHER & DRYER
Mortgage calculator
Estimated mortgage payment
$7,904 per month
- Principal and interest
- $7,904
- Property tax
- $937
- Condo fees
- $0
- Estimated monthly cost
- $8,840
Your mortgage
- Mortgage amount
- $1,428,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $943,078
Cash to close
- Down payment
- $357,000
- Land transfer tax
- $32,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $389,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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