$639,900
Est. payment $2,833/moCalculate yours
1346 King Street E, Cambridge, ON N3H 3R1
Cambridge, ON N3H 3R1
- 4 Beds
- 3 Baths
- 1,500 Sq Ft
Listing courtesy of Keller Williams Home Group Realty MLS® X13636704
About this home
Legal Duplex with Additional Bachelor Unit! 1344/1346 King Street offers an exceptional opportunity to get into the real estate market while generating rental income! This unique property features two semi-detached homes under one ownership currently being used as a duplex, plus a completely separate bachelor-style in-law suite, offering three self-contained living spaces with separate entrances. Whether you’re a first-time buyer looking to offset your mortgage by living in one unit and renting the others, an investor seeking strong income potential, or a multi-generational family needing flexible living arrangements, this property offers outstanding value. One side of the home features two private entrances, a carpet-free main floor, bright open-concept living area, spacious kitchen with abundant cabinetry, double sinks and a breakfast bar island. Upstairs are two bedrooms and a four-piece bathroom. The second side also offers two separate entrances, a bright living room, modern kitchen with ample cabinetry and double sinks, main floor laundry with dinette, plus two bedrooms upstairs and a four-piece bathroom with tub/shower combination. The bonus bachelor-style in-law suite has its own private entrance, kitchenette and three-piece bathroom. It is currently rented but will be vacant at the end of August. The left-side unit is currently vacant, providing immediate occupancy for an owner. Significant updates were completed several years ago. Conveniently located close to schools, shopping, transit and everyday amenities, with parking for up to 10 vehicles. A rare opportunity to own a property that can help pay a substantial portion of your mortgage while building long-term wealth through real estate.
Property details
Overview
- Property Type
- Multiplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 3
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33 x 165 Feet
- Parking
- None garage · 10 total
- Zoning
- RM3
Financial
- Property Taxes
- $4,495 (2025)
Location
- Cross Street
- Potter Street
- Direction Faces
- South
Listing
- MLS® Number
- X13636704
- Days on Market
- 78
- Listed On
- 2026-08-01
- Possession
- Flexible
- Listed By
- Keller Williams Home Group Realty
Rooms
Features
Interior
- Accessory Apartment
- Guest Accommodations
- In-Law Capability
- In-Law Suite
- Separate Heating Controls
- Separate Hydro Meter
Property
- Hospital
- Library
- Park
- Place Of Worship
- Public Transit
- Rec./Commun.Centre
Pool
- None
- Included
- Carbon Monoxide Detector
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,833 per month
- Principal and interest
- $2,833
- Property tax
- $375
- Condo fees
- $0
- Estimated monthly cost
- $3,208
Your mortgage
- Mortgage amount
- $511,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $338,082
Cash to close
- Down payment
- $127,980
- Land transfer tax
- $9,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $137,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.