$450,000
Est. payment $1,993/moCalculate yours
85 Stephen Street, Kingston, ON K7K 2C5
22 - East of Sir John A. Blvd, Kingston, ON K7K 2C5
- 0 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of ROGERS & TRAINOR COMMERCIAL REALTY INC., BROKERAGE MLS® X13560464
About this home
Development property with severance potential. Prime development opportunity in central Kingston. This 7,740 sq. ft. lot (60 x 132) carries a Residential designation in the Official Plan with UR5 zoning. The site offers severance potential to create two separate lots, along with the possibility for additional density subject to municipal approvals. The existing structure provides potential redevelopment or adaptive reuse. The property is fully serviced with municipal water, sewer, natural gas, and electricity. A Phase I environmental assessment is available. Ideally situated near Regiopolis-Notre Dame Catholic High School and along multiple transit routes, the property is also walking distance to commercial uses and parks.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 0
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Poured Concrete, Slab
- Roof
- Unknown
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 132 Feet
- Parking
- None garage · 7 total
- Zoning
- UR5
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- On Stephen Street, between Cowdy Street and Patrick Street.
- Direction Faces
- North
Listing
- MLS® Number
- X13560464
- Days on Market
- 97
- Listed On
- 2026-07-13
- Possession
- TBD
- Listed By
- ROGERS & TRAINOR COMMERCIAL REALTY INC., BROKERAGE
Rooms
Features
Interior
- None
Pool
- None
Mortgage calculator
Estimated mortgage payment
$1,993 per month
- Principal and interest
- $1,993
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $1,993
Your mortgage
- Mortgage amount
- $360,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,751
Cash to close
- Down payment
- $90,000
- Land transfer tax
- $5,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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