$1,450,000
↓ $400,000 from $1,850,000
Est. payment $6,420/moCalculate yours
3854 Is 630 Georgian Bay, Georgian Bay, ON P0E 1E0
Baxter, Georgian Bay, ON P0E 1E0
- 4 Beds
- 3 Baths
- 2,000 Sq Ft
Listing courtesy of RE/MAX By The Bay Brokerage MLS® X12107893
About this home
Wow what a view! You’ll be amazed with the pristine views, privacy and all the creature comforts that come with this stunning four season cottage home on a massive west facing beachfront property complete with an oversized floating dock to deep water. The grounds are very walkable, flat granite plateaus for exploring and sports with a nice mix of indigenous trees and plants. The 4-bedroom fully furnished open concept fully appointed cottage has plenty of room for everyone with 2, 4 piece bathrooms and 1 powder room, laundry, wood and propane stoves for heating plus electric baseboard heat. There is a separate 2-bedroom guest cottage with porch, cozy living area and a 3 piece washroom. Out back there is a large garden and wood shed plus a very solid and weatherproof garage. The cottage is serviced by a whole house wired in Generac generator, and the 200 amp electrical service is supported by a roof mounted solar panel system which reduces energy costs by 2/3. This is a spectacular property and has been well loved by the current owners for many years before they moved to the west coast.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Other (Propane)
- Cooling
- None
- Exterior
- Wood , Board & Batten
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 269 x 449.4 Feet
- Parking
- None garage
- Zoning
- SRI-1
Financial
- Property Taxes
- $6,272 (2024)
Location
- Neighbourhood
- Baxter
- Cross Street
- By Boat Only
- Direction Faces
- West
Listing
- MLS® Number
- X12107893
- Days on Market
- 538
- Listed On
- 2025-04-28
- Listed By
- RE/MAX By The Bay Brokerage
Rooms
Features
Interior
- Generator - Full
- Sewage Pump
- Water Heater Owned
- Water Purifier
- Water Treatment
Property
- Level
- Waterfront
Pool
- None
- Included
- Stainless Steel Refrigerator, Stainless Steel Dishwasher, Stainless Steel Microwave, Stainless Steel Stove, Washer, Dryer, Most Furniture, Upright Freezer, Generac Generator (wired in), Solar Panels and Related Equipment, Water Pump and Related Equipment, Canoe, 2 Kayaks, ShadeTree Sliding Canopy, Large Cantilever Umbrella, Starlink Receiver, Sewage Pit/Pump
- Excluded
- All Personal Items. Seller to Provide list at a later date.
Mortgage calculator
Estimated mortgage payment
$6,420 per month
- Principal and interest
- $6,420
- Property tax
- $523
- Condo fees
- $0
- Estimated monthly cost
- $6,943
Your mortgage
- Mortgage amount
- $1,160,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $766,086
Cash to close
- Down payment
- $290,000
- Land transfer tax
- $25,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $315,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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