Gurvinder Nokwal REALTOR®
For Sale Detached 499 days on market

$549,000 ↓ $26,000 from $575,000

Est. payment $2,431/moCalculate yours

5096 Island 865, Georgian Bay, ON L0K 1S0

Baxter, Georgian Bay, ON L0K 1S0

  • 2 Beds
  • 1 Baths

Listing courtesy of Sotheby's International Realty Canada MLS® X12201351

About this home

Welcome to your dream escape just 1 hour and 40 minutes from the GTA and a quick 2-minute boat ride from the marina. This well-maintained, boat-access cottage is set on a private and picturesque 0.674-acre lot with 138 feet of pristine waterfront on a quiet bay, offering the perfect blend of tranquility, comfort, and adventure. The charming 2-bedroom cottage features a bright and airy open-concept layout, enhanced by vaulted ceilings and tasteful décor throughout. The living room is warmed by a fireplace with airtight insert, and the kitchen with dining area is ideal for gathering with family and friends. Laminate flooring in the kitchen and living room adds to the cottages clean, updated feel, while a 3-piece bathroom ensures all the essentials are covered. Step outside to a spacious deck that overlooks the sparkling water, ideal for morning coffee, afternoon lounging, or evening cocktails with a sunset view. A large dock with deep water offers excellent swimming and boating access, while a sandy beach area along the shore is perfect for children and pets to play. As the sun sets, gather around the fire pit overlooking the bay and soak in the serene views and golden light dancing on the water. An 8′ x 12′ Bunkie adds extra accommodation space for guests, making this property a wonderful option for hosting weekend getaways or summer holidays. Whether you’re looking for a peaceful place to recharge or a lakeside hub for fun-filled days on the water, this turnkey property delivers an unforgettable cottage experience. Accessible, inviting, and fully ready for the season, this is your opportunity to own a slice of waterfront paradise.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Extension
Approximate Age
51-99
Size
< 700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Other (Wood)
Cooling
None
Exterior
Wood
Foundation
Block, Piers
Roof
Metal
Water
Other
Sewer
Holding Tank

Lot & Parking

Lot Size
138 x 193.05 Feet
Parking
None garage

Financial

Property Taxes
$1,956 (2024)

Location

Neighbourhood
Baxter
Cross Street
Highway 400 and South Bay Road
Direction Faces
North

Listing

MLS® Number
X12201351
Days on Market
499
Listed On
2025-06-06
Listed By
Sotheby's International Realty Canada

Rooms

Room Level Dimensions
Kitchen Main 17′ 7″ × 7′ 7″
Bedroom Main 9′ 4″ × 8′ 5″
Living Room Main 17′ 7″ × 11′ 6″
Bedroom 2 Main 9′ 4″ × 8′ 11″
Foyer Main 6′ 5″ × 2′ 7″
Bathroom Main 6′ 5″ × 6′ 4″

Features

Interior

  • Water Heater Owned

Property

  • Lake/Pond
  • Wooded/Treed
  • Sloping
  • Marina

Pool

  • None
Included
Inside Furniture, Outside Furniture
Excluded
Personal Possessions, Power Tools, Kase sign by inside front door, Spoons on wall between mounted water skis, Oil lamp on mantle, Kraft box on mantle, Lantern on mantle, Tea tray on wall by dining table, Antique iron on fireplace, Paddle Board and Paddle.
Rental items
None

Mortgage calculator

Minimum for this price: $29,900 (5.45%)

Amortization, years

Estimated mortgage payment

$2,431 per month

Principal and interest
$2,431
Property tax
$163
Estimated monthly cost
$2,594

Your mortgage

Mortgage amount
$439,200
Mortgage insurance
Not needed
Interest over 25 years
$290,056

Cash to close

Down payment
$109,800
Land transfer tax
$7,455
Total, before legal fees
$117,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

5096 Island 865, Georgian Bay, ON L0K 1S0 Baxter, Georgian Bay, ON L0K 1S0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$549,000 5096 Island 865, Georgian Bay, ON L0K 1S0
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