$549,900
↓ $49,900 from $599,800
Est. payment $2,435/moCalculate yours
2974 Island 1040, Georgian Bay, ON P0E 1E0
Baxter, Georgian Bay, ON P0E 1E0
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of Royal LePage In Touch Realty MLS® X12838472
About this home
BY BOAT ONLY - Just a few short minutes in the boat and you’ll arrive at this well-maintained cottage. Far more private than the frontage would suggest, this property is in a private inlet and is adjacent to an unopened road allowance which adds to the privacy. You’ll enjoy basking in the sun on the large elevated South facing deck overlooking the waterfront. The cottage features a large open living/dining/kitchen area completely lined in pine for a warm feel. Much work and love has gone into freshening up the cottage and property. You will love the exposed rock area near the rear of the cottage and large grassy areas for outdoor activities. The new ductless split unit provides air conditioning for the hot days and heat for winter, spring and fall days. There are 3 bedrooms to wrap up the tour. Come see it right away.
Property details
Overview
- Property Type
- Detached
- Style
- 1 Storey/Apt
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Shingles
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 60 x 251 Acres
- Parking
- None garage
- Zoning
- SRI1 & FH1
Financial
- Property Taxes
- $2,654 (2025)
Location
- Neighbourhood
- Baxter
- Cross Street
- N/A
- Direction Faces
- South
Listing
- MLS® Number
- X12838472
- Days on Market
- 229
- Listed On
- 2026-03-03
- Possession
- Flexible
- Listed By
- Royal LePage In Touch Realty
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Purifier
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $221
- Condo fees
- $0
- Estimated monthly cost
- $2,656
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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