Gurvinder Nokwal REALTOR®
For Sale Detached 218 days on market

$600,000

Est. payment $2,657/moCalculate yours

3098 Island 1040, Georgian Bay, ON P0E 1E0

Baxter, Georgian Bay, ON P0E 1E0

  • 4 Beds
  • 2 Baths
  • 1,500 Sq Ft
Map

Listing courtesy of Royal LePage In Touch Realty MLS® X12884008

About this home

With just a 1.5 hours drive from the GTA, you can be in beautiful Honey Harbour. From there it’s a short 5 minute boat ride from any of the nearby marinas to this property. This 1500 square foot cottage features 4 bedrooms, 2 bathrooms, a kitchen, dining room, living room with wood stove and a large wrap around deck on the top level. There is also a deck on the lower level as well as out back, a large “barn” workshop with a loft that can be used for spillover sleeping as well as winter boat storage. The inlet is a nature lover’s paradise with nearly no boat traffic and lots of wildlife. If you are a watersports enthusiast, there are great locations for that in the immediate vicinity. Georgian Bay offers unlimited boating so you can take a day trip over to the town of Midland or, if you’re looking for a longer boat ride, you could head up to Henry’s or Parry Sound.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Wood
Foundation
Piers
Roof
Metal
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
200 x 284 Feet
Parking
None garage
Zoning
SRI-1 & FH1

Financial

Property Taxes
$2,689 (2025)

Location

Neighbourhood
Baxter
Cross Street
N/A
Direction Faces
North

Listing

MLS® Number
X12884008
Days on Market
218
Listed On
2026-03-14
Possession
Flexible
Listed By
Royal LePage In Touch Realty

Rooms

Room Level Dimensions
Sitting Ground 7′ 9″ × 13′ 9″
Kitchen Second 9′ 10″ × 10′ 2″
Bedroom Ground 11′ 3″ × 9′ 10″
Primary Bedroom Second 11′ 4″ × 7′ 10″
Dining Room Second 9′ 5″ × 10′ 2″
Bathroom Second 7′ 9″ × 2′ 11″
Utility Room Ground 6′ 11″ × 8′ 3″
Mud Room Ground 11′ 3″ × 10′ 5″
Bedroom Ground 11′ 3″ × 7′ 8″
Bathroom Second 7′ 9″ × 5′ 0″
Bedroom Ground 11′ 3″ × 9′ 10″
Living Room Second 11′ 4″ × 20′ 4″

Features

Interior

  • Water Heater Owned
  • Water Treatment

Pool

  • None

Mortgage calculator

Minimum for this price: $35,000 (5.83%)

Amortization, years

Estimated mortgage payment

$2,657 per month

Principal and interest
$2,657
Property tax
$224
Estimated monthly cost
$2,881

Your mortgage

Mortgage amount
$480,000
Mortgage insurance
Not needed
Interest over 25 years
$317,001

Cash to close

Down payment
$120,000
Land transfer tax
$8,475
Total, before legal fees
$128,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

3098 Island 1040, Georgian Bay, ON P0E 1E0 Baxter, Georgian Bay, ON P0E 1E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$600,000 3098 Island 1040, Georgian Bay, ON P0E 1E0
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