$600,000
Est. payment $2,657/moCalculate yours
3098 Island 1040, Georgian Bay, ON P0E 1E0
Baxter, Georgian Bay, ON P0E 1E0
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Royal LePage In Touch Realty MLS® X12884008
About this home
With just a 1.5 hours drive from the GTA, you can be in beautiful Honey Harbour. From there it’s a short 5 minute boat ride from any of the nearby marinas to this property. This 1500 square foot cottage features 4 bedrooms, 2 bathrooms, a kitchen, dining room, living room with wood stove and a large wrap around deck on the top level. There is also a deck on the lower level as well as out back, a large “barn” workshop with a loft that can be used for spillover sleeping as well as winter boat storage. The inlet is a nature lover’s paradise with nearly no boat traffic and lots of wildlife. If you are a watersports enthusiast, there are great locations for that in the immediate vicinity. Georgian Bay offers unlimited boating so you can take a day trip over to the town of Midland or, if you’re looking for a longer boat ride, you could head up to Henry’s or Parry Sound.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 200 x 284 Feet
- Parking
- None garage
- Zoning
- SRI-1 & FH1
Financial
- Property Taxes
- $2,689 (2025)
Location
- Neighbourhood
- Baxter
- Cross Street
- N/A
- Direction Faces
- North
Listing
- MLS® Number
- X12884008
- Days on Market
- 218
- Listed On
- 2026-03-14
- Possession
- Flexible
- Listed By
- Royal LePage In Touch Realty
Rooms
Features
Interior
- Water Heater Owned
- Water Treatment
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,657 per month
- Principal and interest
- $2,657
- Property tax
- $224
- Condo fees
- $0
- Estimated monthly cost
- $2,881
Your mortgage
- Mortgage amount
- $480,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $317,001
Cash to close
- Down payment
- $120,000
- Land transfer tax
- $8,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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