$699,000
Est. payment $3,095/moCalculate yours
1346 IS 980/DEER, Georgian Bay, ON P0E 1E0
Baxter, Georgian Bay, ON P0E 1E0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX By The Bay Brokerage MLS® X12895184
About this home
Only a quick 10-minute boat ride from Honey Harbour marina’s. This picturesque and well-maintained 1,039 sq. ft. open-concept cottage offers the perfect blend of comfort, privacy, and waterfront views.The cottage features 3 bedrooms and 1 bathroom, along with a separate workshop and bunkie that provides extra space for family and visiting guests. The bright and inviting living area is filled with natural light from large windows, creating a warm and welcoming atmosphere while showcasing the beautiful views of the bay. Interior features include ceramic flooring, laminate wood throughout, and a ceramic backsplash in the kitchen, along with convenient features such as a washer and dryer. A durable steel roof adds to the property’s low-maintenance appeal, making it ideal for easy cottage living.Outside, you’ll experience everything that makes Georgian Bay cottage life so special, including an elevated terrace and a large sundeck. Enjoy the sandy shoreline, perfect for swimming and relaxing by the water, as well as an almost-new deep water steel floating dock-ideal for docking your boat, diving in, or simply soaking up the sun by the bay.With spectacular water views, comfortable living space, and a fantastic location close to Honey Harbour, this charming cottage offers the perfect setting for creating unforgettable summer memories. Make this beautiful waterfront property your dream cottage.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- Unfinished, Crawl Space
Building & Systems
- Heating
- Radiant (Wood)
- Cooling
- Window Unit(s)
- Exterior
- Aluminum Siding, Wood
- Foundation
- Block
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 190 x 499.75 Feet
- Parking
- None garage
- Zoning
- SRI1
Financial
- Property Taxes
- $2,844 (2025)
Location
- Neighbourhood
- Baxter
- Cross Street
- By Boat from Honey Harbour to Deer Island
- Direction Faces
- East
Listing
- MLS® Number
- X12895184
- Days on Market
- 214
- Listed On
- 2026-03-18
- Possession
- Flexible
- Listed By
- RE/MAX By The Bay Brokerage
Rooms
Features
Interior
- Water Heater Owned
Property
- Waterfront
Pool
- None
- Included
- Dishwasher, dryer, microwave, two (2) refrigerators, bar fridge, stove, washer, hot water tank (owned), window air conditioner,
- Excluded
- All personal items. Seller to provide list at a later date.
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $237
- Condo fees
- $0
- Estimated monthly cost
- $3,332
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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