$299,000
↓ $46,000 from $345,000
Est. payment $1,324/moCalculate yours
3320 Island 1040 Georgian Bay, Georgian Bay, ON P0E 1E0
Baxter, Georgian Bay, ON P0E 1E0
Listing courtesy of NORTH 2 SOUTH REALTY MLS® X13021628
About this home
Rare opportunity: pristine 4-acres in Honey Harbour. 3320 1040 Island, Georgian Bay, Ontario. Imagine owning a piece of the world-renowned Muskoka landscape that remains entirely untouched. This is your chance to build a bespoke legacy retreat on a massive 4.044-acre vacant lot, nestled in the heart of Georgian Bay’s prestigious Honey Harbour. The Land: this isn’t just a lot; it’s a sprawling natural canvas. Offering an impressive 490 feet of private waterfrontage, the property provides unparalleled privacy and sweeping panoramic views of the Bay. The terrain is classic Muskoka-rugged, beautiful, and absolutely pristine-featuring majestic pines and smooth outcroppings. Location and convenience: While you’ll fell worlds away from the hustle, civilization is just a heartbeat away. Easy access: a short, scenic 4-minute boat ride from Honey Harbour. Marina proximity: located minutes from several full-service marinas, making logistics for building and daily living effortless. Prime setting: situated in one of the most sought-after pockets of Ontario’s cottage country. Build your vision: As a completely vacant building lot, there are no structures to tear down or old layouts to work around. You have the freedom to: design a modern architectural masterpiece or a classic timber-frame lodge. Maximize the 490 feet of shoreline with custom docking. Create a secluded family compound with ample room for guest cabins and forest trails.
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- Price Change
Interior
- Basement
- None
Building & Systems
- Foundation
- Not Applicable
- Roof
- Not Applicable
- Water
- None
- Sewer
- None
Lot & Parking
- Lot Size
- 490 x 246.84 Feet
- Zoning
- SR
Financial
- Property Taxes
- $553 (2026)
Location
- Neighbourhood
- Baxter
- Cross Street
- N/A
- Direction Faces
- South
Listing
- MLS® Number
- X13021628
- Days on Market
- 181
- Listed On
- 2026-04-20
- Possession
- Flexible
- Listed By
- NORTH 2 SOUTH REALTY
Features
Property
- Beach
- Campground
- Golf
- Island
- Library
- Marina
Mortgage calculator
Estimated mortgage payment
$1,324 per month
- Principal and interest
- $1,324
- Property tax
- $46
- Condo fees
- $0
- Estimated monthly cost
- $1,370
Your mortgage
- Mortgage amount
- $239,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $157,972
Cash to close
- Down payment
- $59,800
- Land transfer tax
- $2,960
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $62,760
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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