$1,099,000
↓ $100,000 from $1,199,000
Est. payment $4,866/moCalculate yours
8 B686 DERBYSHIRE, The Archipelago, ON P2A 0B7
Archipelago, The Archipelago, ON P2A 0B7
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of Royal LePage In Touch Realty MLS® X13066820
About this home
Welcome to 8-B686 Derbyshire Island-an exceptional 3-season, 3-bedroom, 1-bath custom cottage set atop a striking granite outcrop. A beautifully crafted granite staircase gently leads to the shoreline, where an expansive deck, dock, and inviting beach area create the perfect waterfront playground for summer living.Enjoy breathtaking 180-degree views from north to south, with unforgettable sunrises and stunning moonrises. The generous deck and stone patio offer ideal spaces for entertaining or relaxing in complete tranquility. The patio features a fire pit and custom wood-burning hot tub-perfect for taking in the scenery day or night.A second, large natural beach lies along the southern portion of the property, accessed via a peaceful treed path-ideal for added recreation and family enjoyment. A 10×10 bunkie provides extra space for guests or growing teens.Located approximately 20 minutes south of Parry Sound by boat, this property is near the Sans Souci & Copperhead Association on Frying Pan Island, offering activities for all ages including day camp, tennis, and pickleball. Additional nearby amenities include a marina and restaurant, all accessible by boat. Surrounded primarily by parkland and Crown land, this is a rare opportunity to own a private Georgian Bay retreat.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 6-15
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- Unfinished, Crawl Space
Building & Systems
- Heating
- Baseboard (Other)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 2-4.99 acres
- Parking
- None garage
- Zoning
- CR/D-36
Financial
- Property Taxes
- $3,023 (2026)
Location
- Neighbourhood
- Archipelago
- Cross Street
- Access by boat only. About 15-20 minute boat ride from marinas in Parry Sound
- Direction Faces
- West
Listing
- MLS® Number
- X13066820
- Days on Market
- 170
- Listed On
- 2026-05-01
- Possession
- Flexibile
- Listed By
- Royal LePage In Touch Realty
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- Dishwasher, Dryer, Refrigerator, Stove, Washer, Hot Water Tank Owned
- Excluded
- Custom seadoo ramp made from an old dock, firepit ring
Mortgage calculator
Estimated mortgage payment
$4,866 per month
- Principal and interest
- $4,866
- Property tax
- $252
- Condo fees
- $0
- Estimated monthly cost
- $5,118
Your mortgage
- Mortgage amount
- $879,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $580,640
Cash to close
- Down payment
- $219,800
- Land transfer tax
- $18,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $238,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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