$1,499,900
Est. payment $6,641/moCalculate yours
5255 County Road 9, Greater Napanee, ON K7R 3K8
58 - Greater Napanee, Greater Napanee, ON K7R 3K8
- 4 Beds
- 3 Baths
- 1 Garage
- 3,500 Sq Ft
Listing courtesy of MCCAFFREY REALTY INC., BROKERAGE MLS® X13621284
About this home
Discover unique waterfront living at 5255 County Road 9 on the shores of Hay Bay, where natural waterfront blends with thoughtful design, energy-efficiency, and everyday comfort. This impressive four-bedroom, three-bathroom home provides ample living space across two levels, and a detached 1.5-car garage. This property is made for enjoying the Hay Bay lifestyle. Whether you choose to watch the sunrise over the bay, slip a kayak/boat into the water, fish from the dock, harvest an apple or pear, unwind with a book in the pavilion or simply prefer to entertain friends, all are possible at this true waterfront retreat. The main floor, thoughtfully arranged for convenient one-level living, has a spacious primary suite including a walk-in closet, three-piece ensuite with double shower and private solarium featuring a Bain Ultra air tub. This level also offers a convenient main-floor laundry, walk-in pantry, den, guest bedroom, utility room, and sunroom. An impressive masonry fireplace anchors the great room. The kitchen and dining room are well positioned in the heart of the home, offering great flow for entertaining and family gatherings. Upstairs two large bedrooms, a 3-piece bath, and spacious loft provide excellent flexibility for guests and hobbies. Enjoy the warmth of the sunroom and loft year-round with the Piazzetta pellet stove. Premium construction features include 18 inch ICF block walls, in-floor radiant heat, HVAC, AC (heat pumps), triple-glazed argon-filled windows, polished concrete floors, granite windowsills, 9-footceilings, 36-inch doors and built-in Polk Audio speakers. The durable stone exterior, metal roof, extra-wide soffits, and roof trusses designed for future solar panels support low-maintenance, energy-efficient living. Hard landscaping and eavestroughs with leaf guards further simplify up keep. A rare Hay Bay property combining waterfront living, quality construction, accessibility, and year-round comfort.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 3,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Radiant (Propane)
- Cooling
- Wall Unit(s)
- Exterior
- Stone, Wood
- Foundation
- Insulated Concrete Form
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 308.02 x 779.55 Feet
- Parking
- Detached garage · 11.5 total
Financial
- Property Taxes
- $10,075 (2026)
Location
- Neighbourhood
- 58 - Greater Napanee
- Cross Street
- Fitchett Rd/County Rd 9
- Direction Faces
- South
Listing
- MLS® Number
- X13621284
- Days on Market
- 80
- Listed On
- 2026-07-30
- Possession
- TBD
- Listed By
- MCCAFFREY REALTY INC., BROKERAGE
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- ERV/HRV
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Purifier
- Water Softener
- Water Treatment
Property
- Lake/Pond
- School
- School Bus Route
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer
- Excluded
- N/A
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$6,641 per month
- Principal and interest
- $6,641
- Property tax
- $840
- Condo fees
- $0
- Estimated monthly cost
- $7,481
Your mortgage
- Mortgage amount
- $1,199,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $792,450
Cash to close
- Down payment
- $299,980
- Land transfer tax
- $26,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $326,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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