$565,000
Est. payment $2,502/moCalculate yours
7 Cortland Terrace, St. Thomas, ON N5R 0J7
St. Thomas, St. Thomas, ON N5R 0J7
- 2 + 1 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of INITIA REAL ESTATE (ONTARIO) LTD MLS® X13655172
About this home
Welcome to this beautifully finished interior townhouse in desirable Orchard Park South! This 2+1 bedroom, 3 full bathroom home offers comfort and efficiency in a sought-after, family-friendly neighbourhood. The bright, open-concept main floor features a vaulted ceiling in the living room, large windows. High-end finishes flow throughout, with ceramic and hardwood floors in the main living space. The kitchen impresses with a spacious pantry, tile backsplash, and quartz countertops. Main floor laundry adds everyday convenience. The lower level offers a full bath, an additional bedroom with another partially finished space, the second easily doubles as an office or flex space, and a large rec room - perfect for movie nights or a home gym. Step outside to a large deck plus patio. A single-car garage, covered front porch, and double-wide driveway complete the great curb appeal. All appliances included, plus loads of basement storage. Move-in ready and waiting for you!
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- 1 Storey/Apt
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Board & Batten
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 26.42 x 119.39 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $3,702 (2026)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Peach Tree BLVD & Southdale Ave
- Direction Faces
- North
Listing
- MLS® Number
- X13655172
- Days on Market
- 70
- Listed On
- 2026-08-09
- Possession
- 60 days vacant possession
- Listed By
- INITIA REAL ESTATE (ONTARIO) LTD
Rooms
Features
Interior
- Auto Garage Door Remote
- ERV/HRV
- In-Law Capability
- Primary Bedroom - Main Floor
- Sump Pump
Pool
- None
- Included
- DRYER, WASHER, STOVE, FRIDGE, DISHWASHER
Mortgage calculator
Estimated mortgage payment
$2,502 per month
- Principal and interest
- $2,502
- Property tax
- $309
- Condo fees
- $0
- Estimated monthly cost
- $2,810
Your mortgage
- Mortgage amount
- $452,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $298,509
Cash to close
- Down payment
- $113,000
- Land transfer tax
- $7,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $120,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.