$1,499,000
↓ $46,000 from $1,545,000
Est. payment $6,637/moCalculate yours
185 Division Street 108, 208, 308, Cobourg, ON K9A 4M4
Cobourg, Cobourg, ON K9A 4M4
- 4 Beds
- 2 Baths
- 2,250 Sq Ft
Listing courtesy of RE/MAX Rouge River Realty Ltd. MLS® X13008826
About this home
Welcome to Units 108, 208 & 308 at Beach Walk Flats, an exceptional mixed-use investment opportunity in one of Cobourg’s most desirable waterfront communities. Perfectly positioned just steps from Cobourg Beach, the marina, boardwalk and the vibrant historic downtown, this modern offering blends premium commercial presence with strong residential income potential in a high-demand location with year-round appeal. The commercial unit offers soaring ceilings, expansive windows and a bright contemporary atmosphere ideal for a variety of business uses. With twenty residential units above, the space benefits from built-in traffic, excellent visibility and consistent exposure in a growing neighbourhood. Included in the offering are two stylish two-bedroom residential suites, thoughtfully designed with modern layouts, sleek industrial-inspired finishes and strong rental appeal. These turnkey units are well suited for investors looking to secure reliable income and long-term appreciation. Adding to the appeal is a private rooftop terrace with views of Lake Ontario, creating a rare outdoor retreat perfect for entertaining or unwinding. Whether you are an investor seeking diversified returns or an owner-operator looking for a standout location, Beach Walk Flats delivers flexibility, quality and lasting value in one of Ontario’s most admired waterfront towns. *Note: Taxes to be assessed. HST applies to the commercial portion only.
Property details
Overview
- Property Type
- Common Element Condo
- Style
- Multi-Level
- For
- For Sale
- Status
- Extension
- Approximate Age
- New
- Size
- 2,250 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Heat Pump (Other)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- None garage · 3 total
- Zoning
- MC
Financial
- Property Taxes
- $10,751 (2026)
- Condo Fee
- $620/mo
- Fee Includes
- Common Elements Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Cobourg
- Cross Street
- Division & Albert
Listing
- MLS® Number
- X13008826
- Days on Market
- 185
- Listed On
- 2026-04-16
- Possession
- Immediate
- Listed By
- RE/MAX Rouge River Realty Ltd.
Features
Interior
- Carpet Free
- Included
- 2 Fridges, 2 Stoves, 2 Dishwashers, 2 Washers, 2 Dryers, All existing window coverings
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$6,637 per month
- Principal and interest
- $6,637
- Property tax
- $896
- Condo fees
- $620
- Estimated monthly cost
- $8,153
Your mortgage
- Mortgage amount
- $1,199,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $791,974
Cash to close
- Down payment
- $299,800
- Land transfer tax
- $26,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $326,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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