Gurvinder Nokwal REALTOR®
For Sale Detached 69 days on market

$989,900

Est. payment $4,383/moCalculate yours

99 Homestead Drive, Niagara-on-the-Lake, ON L0S 1J0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0

  • 3 + 2 Beds
  • 3 Baths
  • 1 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13659086

About this home

Precisely crafted with stunning finishes, 99 Homestead Drive is ready to impress! Built in 2024, this bungalow is situated in the quaint community of Virgil and comes equipped with a full in-law suite featuring a separate entrance from the exterior of the home. This location puts you close to top schools, beautiful scenery and a variety of restaurants and wineries - making everyday life feel convenient and stress-free. Approaching the property, the striking curb appeal is undeniable. Complete with an exposed aggregate driveway and an attached garage - this gorgeous home has been carefully thought out and is truly move-in ready. From the moment you enter, take note of the fabulous layout that this home offers. Flowing seamlessly into the dining area and living room beyond, the kitchen is flawless and features a large island, quartz countertops and ample cabinetry. The living room invites relaxation with a cozy gas fireplace and provides direct access to the composite deck that overlooks the fully fenced yard. With an expansive patio beyond the deck, this property is ideal for entertaining. The primary bedroom is a serene retreat, complete with a beautiful, 3-piece ensuite and a walk-in closet that has been outfitted with a custom organizer. Two additional bedrooms on this level provide comfort and flexibility for family or guests, while thoughtful touches like main-floor laundry and automatic blinds truly make daily living effortless. As a true bonus, the bedroom at the front of the home comes equipped with a Murphy bed and built-in storage. Ideal for a multi-generational family looking to live under the same roof but with ample privacy, the basement of this home is bright, spacious and full of wow-factor. Featuring a second kitchen, living room, two oversized bedrooms, a 4-piece bathroom and its own laundry room, along with ample storage, this level is sure to be appealing to many. This is your time to make the move to Niagara-on-the-Lake - wine country is calling!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
0-5
Size
1,100 sqft

Interior

Bedrooms
3 + 2
Bathrooms
3
Kitchens
2
Basement
Finished, Separate Entrance, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Stone, Vinyl Siding
Foundation
Poured Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
43.64 x 102.53 Feet
Parking
Attached garage · 3 total
Zoning
R2-37

Financial

Property Taxes
$5,967 (2026)

Location

Neighbourhood
108 - Virgil
Cross Street
Concession 6 Road and Line 2 Road
Direction Faces
South

Listing

MLS® Number
X13659086
Days on Market
69
Listed On
2026-08-10
Possession
Flexible
Listed By
REVEL Realty Inc., Brokerage

Rooms

Room Level Dimensions
Bathroom Main 4′ 11″ × 11′ 10″
Bathroom Main 5′ 11″ × 8′ 4″
Laundry Main 5′ 11″ × 3′ 10″
Kitchen Main 20′ 1″ × 14′ 4″
Bedroom Main 10′ 11″ × 7′ 6″
Primary Bedroom Main 11′ 11″ × 13′ 10″
Other Main 4′ 10″ × 7′ 11″
Bedroom Main 17′ 6″ × 9′ 11″
Living Room Basement 17′ 0″ × 11′ 0″
Bedroom Basement 10′ 7″ × 11′ 1″
Kitchen Basement 14′ 10″ × 13′ 5″
Primary Bedroom Basement 15′ 9″ × 13′ 8″
Living Room Main 18′ 2″ × 12′ 3″
Bathroom Basement 6′ 10″ × 8′ 10″

Features

Interior

  • Air Exchanger
  • Auto Garage Door Remote
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Storage
  • Sump Pump
  • Water Heater Owned

Property

  • Beach
  • Golf
  • Place Of Worship
  • Fenced Yard
  • Park
  • School

Pool

  • None
Rental items
None

Mortgage calculator

Minimum for this price: $73,990 (7.47%)

Amortization, years

Estimated mortgage payment

$4,383 per month

Principal and interest
$4,383
Property tax
$497
Estimated monthly cost
$4,880

Your mortgage

Mortgage amount
$791,920
Mortgage insurance
Not needed
Interest over 25 years
$522,999

Cash to close

Down payment
$197,980
Land transfer tax
$16,273
Total, before legal fees
$214,253
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

99 Homestead Drive, Niagara-on-the-Lake, ON L0S 1J0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$989,900 99 Homestead Drive, Niagara-on-the-Lake, ON L0S 1J0
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