$689,000
Est. payment $3,051/moCalculate yours
687 Upper James Street, Hamilton, ON L9C 2Z4
Balfour, Hamilton, ON L9C 2Z4
- 3 + 2 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of CITYGATE REALTY INC. MLS® X13659608
About this home
Move-in ready home in one of Hamilton’s most convenient locations! Close to schools, parks, shopping, transit, and all the amenities you need. Beautifully updated throughout, this home offers two separate living spaces, ideal for an in-law suite or potential rental income. The upper level features a modern kitchen with quartz countertops, updated appliances, renovated bathrooms, and plenty of natural light. The finished basement with a separate entrance includes its own kitchen and bathroom for added flexibility. Recent updates include windows (2025), furnace (2025), updated light fixtures throughout, and fully renovated bathrooms. With parking for three cars, this is a fantastic opportunity for families, first-time buyers, or investors!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Full, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 109 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $4,031 (2025)
Location
- Neighbourhood
- Balfour
- Cross Street
- Mcelroy Rd W to Upper James St
- Direction Faces
- East
Listing
- MLS® Number
- X13659608
- Days on Market
- 69
- Listed On
- 2026-08-10
- Possession
- Flexible
- Listed By
- CITYGATE REALTY INC.
Rooms
Features
Interior
- In-Law Suite
Pool
- None
- Included
- Gas Stove, Microwave, Fridge
- Excluded
- All tenant belongings
Mortgage calculator
Estimated mortgage payment
$3,051 per month
- Principal and interest
- $3,051
- Property tax
- $336
- Condo fees
- $0
- Estimated monthly cost
- $3,387
Your mortgage
- Mortgage amount
- $551,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $364,023
Cash to close
- Down payment
- $137,800
- Land transfer tax
- $10,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $148,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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