$1,399,000
↓ $96,000 from $1,495,000
Est. payment $6,194/moCalculate yours
31 Victoria Terrace N, Grimsby, ON L3M 2E6
540 - Grimsby Beach, Grimsby, ON L3M 2E6
- 3 + 1 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13436304
About this home
31 Victoria Terrace, Grimsby Ontario. Located in Historic Grimsby Beach, a quaint little beach community, on city sewer and water. Fronting on Lake Ontario with a fantastic view of Toronto. Easy access to QEW, both Niagara and Toronto bound. Beautiful Victorian with 4 bedrooms, 2 washrooms and beautiful gourmet kitchen. Surrounded by parklands, this home has been extensively updated. Driveway and courtyard are poured concrete. On the west side of the home is another deeded waterfront lot. On the east side of the home, a closed road allowance. Adjacent to that is a municipally owned lot (never to be built on). So lots of privacy is assured. The beach (approx. 1/4 mile long) and fishing pier within steps. Enjoy watersports, swimming or just plain beaching. It’s like living at the cottage all year round without the hassle of sitting in traffic for hours.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40.09 x 50.11 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $6,620 (2025)
Location
- Neighbourhood
- 540 - Grimsby Beach
- Cross Street
- Park Road North
- Direction Faces
- North
Listing
- MLS® Number
- X13436304
- Days on Market
- 129
- Listed On
- 2026-06-11
- Possession
- 60-89 Days.
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Built-In Oven
- Countertop Range
- Garburator
- Storage
- Sump Pump
- Trash Compactor
- Upgraded Insulation
- Water Heater
- Water Meter
Property
- Beach
- Clear View
- Lake/Pond
- Park
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Fridge, stove, microwave, oven, dishwasher, trash compactor, garbage disposal, washer and dryer.
- Rental items
- Hot water heater.
Mortgage calculator
Estimated mortgage payment
$6,194 per month
- Principal and interest
- $6,194
- Property tax
- $552
- Condo fees
- $0
- Estimated monthly cost
- $6,746
Your mortgage
- Mortgage amount
- $1,119,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $739,141
Cash to close
- Down payment
- $279,800
- Land transfer tax
- $24,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $304,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.