$500,000
Est. payment $2,214/moCalculate yours
548 Stirling Avenue S, Kitchener, ON N2M 3J6
Kitchener, ON N2M 3J6
Listing courtesy of ENGEL & VOLKERS TORONTO CENTRAL MLS® X13588238
About this home
*** PERMIT PAID *** Fully serviced and shovel ready.. Exceptional opportunity to build on this shovel-ready residential lot in the heart of Kitchener! This premium 40 ft x 120 ft property comes with approved architectural drawings for a custom bungalow with fully separate entrance to lower level, offering excellent flexibility for homeowners, investors, or builders. Located in a well-established neighbourhood, this lot is ideally situated close to St. Mary’s General Hospital, downtown Kitchener, the expressway, public transit, schools, parks, and shopping. Whether you’re looking to build your dream home with multi-generational living or develop an income-producing property, this ready-to-build lot presents an outstanding opportunity in one of Kitchener’s most desirable urban locations.
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- New
Lot & Parking
- Lot Size
- 40 x 120 Feet
- Zoning
- R2B
Financial
- Property Taxes
- $3,134 (2026)
Location
- Cross Street
- St Clair Ave
- Direction Faces
- South
Listing
- MLS® Number
- X13588238
- Days on Market
- 89
- Listed On
- 2026-07-21
- Possession
- Flexible
- Listed By
- ENGEL & VOLKERS TORONTO CENTRAL
Mortgage calculator
Estimated mortgage payment
$2,214 per month
- Principal and interest
- $2,214
- Property tax
- $261
- Condo fees
- $0
- Estimated monthly cost
- $2,475
Your mortgage
- Mortgage amount
- $400,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,168
Cash to close
- Down payment
- $100,000
- Land transfer tax
- $6,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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