Gurvinder Nokwal REALTOR®
For Sale Detached 107 days on market

$1,350,000 ↓ $100,000 from $1,450,000

Est. payment $5,978/moCalculate yours

34 Coldstream Road, Kawartha Lakes, ON K0M 1N0

Somerville, Kawartha Lakes, ON K0M 1N0

  • 3 Beds
  • 1 Baths
  • 1 Garage
  • 1,500 Sq Ft

Listing courtesy of AFFINITY GROUP PINNACLE REALTY LTD. MLS® X13520860

About this home

Fun and relaxation awaits at this expansive waterfront oasis. Situated on a pristine beautiful lot in Rosedale on Balsam lake, the opportunities for leisure and multi-generational living are truly endless. The property features a primary four season bungalow offering 3 bedrooms and 1 bath, complete with a quaint eat in kitchen. Its outstanding feature is a magnificent full wall of windows that provides a panoramic view overlooking the water. The features continue with a separate four season bunkie, providing an additional bedrooms and bath. This secondary living space includes its own kitchen and multiple points of entry designed to make entertaining guests and embracing the waterfront lifestyle effortlessly. Adjacent to this bunkie, you will find a detached single-car garage and shop, supplemented by a convenient carport and a three season washroom. Further enhancing the property is a unique four season boathouse bunkie. This rustic retreat offers 2 bedrooms, a bathroom, a kitchenette and a cozy wood stove. It is physically connected to the main boathouse, which houses a highly accommodating 11mX3.5m boat slip. The waterfront itself is a boater’s dream, boasting an impressive 12 boat slips, ensuring ample space for all your friends and family to visit by water. A raised 7.5m x 4.5m deck serves as the perfect vantage point for enjoying stunning sunrises and sunsets. With significant parking capacity for vehicles on site, hosting large gatherings at the lake has never been easier. This unique property must be experienced in person to fully grasp its immense potential and the rare lifestyle it offers

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Metal
Water
Other
Sewer
Holding Tank

Lot & Parking

Lot Size
144.57 x 289.18 Feet
Parking
Detached garage · 10 total

Financial

Property Taxes
$5,956 (2026)

Location

Neighbourhood
Somerville
Cross Street
Coldstream Rd/Hwy35
Direction Faces
North

Listing

MLS® Number
X13520860
Days on Market
107
Listed On
2026-07-03
Possession
90-120 Days
Listed By
AFFINITY GROUP PINNACLE REALTY LTD.

Rooms

Room Level Dimensions
Bedroom 3 Main 7′ 0″ × 10′ 11″
Living Room Main 18′ 6″ × 19′ 6″
Bathroom Main 13′ 11″ × 6′ 3″
Office Main 7′ 2″ × 7′ 1″
Foyer Main 16′ 10″ × 13′ 1″
Primary Bedroom Main 16′ 5″ × 10′ 4″
Bedroom 2 Main 12′ 10″ × 10′ 3″
Kitchen Main 18′ 8″ × 10′ 11″

Features

Interior

  • Primary Bedroom - Main Floor

Property

  • Beach
  • Fenced Yard
  • Lake Access
  • School Bus Route
  • Waterfront
  • Marina

Pool

  • None
Included
See list in documents and the 7 foot Bulldog statue
Excluded
All personal belongs

Mortgage calculator

Minimum for this price: $110,000 (8.15%)

Amortization, years

Estimated mortgage payment

$5,978 per month

Principal and interest
$5,978
Property tax
$496
Estimated monthly cost
$6,474

Your mortgage

Mortgage amount
$1,080,000
Mortgage insurance
Not needed
Interest over 25 years
$713,252

Cash to close

Down payment
$270,000
Land transfer tax
$23,475
Total, before legal fees
$293,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

34 Coldstream Road, Kawartha Lakes, ON K0M 1N0 Somerville, Kawartha Lakes, ON K0M 1N0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,350,000 34 Coldstream Road, Kawartha Lakes, ON K0M 1N0
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