$1,350,000
↓ $100,000 from $1,450,000
Est. payment $5,978/moCalculate yours
34 Coldstream Road, Kawartha Lakes, ON K0M 1N0
Somerville, Kawartha Lakes, ON K0M 1N0
- 3 Beds
- 1 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of AFFINITY GROUP PINNACLE REALTY LTD. MLS® X13520860
About this home
Fun and relaxation awaits at this expansive waterfront oasis. Situated on a pristine beautiful lot in Rosedale on Balsam lake, the opportunities for leisure and multi-generational living are truly endless. The property features a primary four season bungalow offering 3 bedrooms and 1 bath, complete with a quaint eat in kitchen. Its outstanding feature is a magnificent full wall of windows that provides a panoramic view overlooking the water. The features continue with a separate four season bunkie, providing an additional bedrooms and bath. This secondary living space includes its own kitchen and multiple points of entry designed to make entertaining guests and embracing the waterfront lifestyle effortlessly. Adjacent to this bunkie, you will find a detached single-car garage and shop, supplemented by a convenient carport and a three season washroom. Further enhancing the property is a unique four season boathouse bunkie. This rustic retreat offers 2 bedrooms, a bathroom, a kitchenette and a cozy wood stove. It is physically connected to the main boathouse, which houses a highly accommodating 11mX3.5m boat slip. The waterfront itself is a boater’s dream, boasting an impressive 12 boat slips, ensuring ample space for all your friends and family to visit by water. A raised 7.5m x 4.5m deck serves as the perfect vantage point for enjoying stunning sunrises and sunsets. With significant parking capacity for vehicles on site, hosting large gatherings at the lake has never been easier. This unique property must be experienced in person to fully grasp its immense potential and the rare lifestyle it offers
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Metal
- Water
- Other
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 144.57 x 289.18 Feet
- Parking
- Detached garage · 10 total
Financial
- Property Taxes
- $5,956 (2026)
Location
- Neighbourhood
- Somerville
- Cross Street
- Coldstream Rd/Hwy35
- Direction Faces
- North
Listing
- MLS® Number
- X13520860
- Days on Market
- 107
- Listed On
- 2026-07-03
- Possession
- 90-120 Days
- Listed By
- AFFINITY GROUP PINNACLE REALTY LTD.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Beach
- Fenced Yard
- Lake Access
- School Bus Route
- Waterfront
- Marina
Pool
- None
- Included
- See list in documents and the 7 foot Bulldog statue
- Excluded
- All personal belongs
Mortgage calculator
Estimated mortgage payment
$5,978 per month
- Principal and interest
- $5,978
- Property tax
- $496
- Condo fees
- $0
- Estimated monthly cost
- $6,474
Your mortgage
- Mortgage amount
- $1,080,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $713,252
Cash to close
- Down payment
- $270,000
- Land transfer tax
- $23,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $293,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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