$639,000
Est. payment $2,829/moCalculate yours
638 Havelock Street, Huron-Kinloss, ON N0G 2H0
Lucknow, Huron-Kinloss, ON N0G 2H0
- 4 Beds
- 2 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Royal LePage Heartland Realty MLS® X13670398
About this home
HOT SUMMERS NEED THIS POOL ESCAPE. Welcome to 638 Havelock Street, in the heart of the charming community of Lucknow, this jaw-dropping 4-bedroom century brick home is an oasis situated on a stately 132’x165′ Corner Lot. Beautifully maintained, this home blends timeless character (10′ ceilings) with the modern updates today’s home seeker is looking for; turnkey means more memories, less renovating. Bright skylight-filled sitting area off the kitchen, creates a sunny, cozy spot for morning coffee. Dining Room and Family Room with fireplace provides multiple spaces for your family to spread out. Newer roof and furnace give you peace of mind for lazy afternoons and starry summer nights spent on, not one but, two lovely porches. The spacious front yard welcomes playtime and curb appeal, while the fenced backyard features an in-ground 18’x36′ pool, pool house, and convenient change rooms off the back deck - your private retreat for splashy fun and backyard barbecues.The next block over is tennis courts and kid’s playground area. This property is a must see: sweet, serene, and family-ready; come fall in love!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete, Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 132 x 165 Feet
- Parking
- Attached garage · 7 total
Financial
- Property Taxes
- $3,319 (2025)
Location
- Neighbourhood
- Lucknow
- Cross Street
- Rose and Havelock st
- Direction Faces
- West
Listing
- MLS® Number
- X13670398
- Days on Market
- 66
- Listed On
- 2026-08-13
- Possession
- FLEXIBLE
- Listed By
- Royal LePage Heartland Realty
Rooms
Features
Interior
- Water Softener
Pool
- Inground
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, all pool equipment, Water softener, Riding lawnmower, and Snowblower
Mortgage calculator
Estimated mortgage payment
$2,829 per month
- Principal and interest
- $2,829
- Property tax
- $277
- Condo fees
- $0
- Estimated monthly cost
- $3,106
Your mortgage
- Mortgage amount
- $511,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $337,606
Cash to close
- Down payment
- $127,800
- Land transfer tax
- $9,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $137,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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