Gurvinder Nokwal REALTOR®
For Sale Fourplex 69 days on market

$699,000

Est. payment $3,095/moCalculate yours

7 Church Street, St. Thomas, ON N5R 3E4

St. Thomas, St. Thomas, ON N5R 3E4

  • 6 Beds
  • 4 Baths
  • 2 Garage
  • 3,000 Sq Ft
Map

Listing courtesy of BLUE FOREST REALTY INC. MLS® X13658906

About this home

Solid Brick Legal Fourplex for Sale. This well-maintained investment property offers two 1-bedroom units and two 2-bedroom units, all with long-term tenant retention. Tenants pay their own hydro and water. Additional features include private upper and lower sun decks for each unit, along with ample parking for all residents. Mature 20-ft cedar hedges provide exceptional privacy. The property is heated by a newer computerized gas hot water heating system, delivering excellent cost efficiency. The hot water heating System is rented, with all servicing and parts included. An excellent opportunity to acquire a turnkey, income-generating fourplex in a desirable and quiet neighborhood. Unit 3 has been recently updated with new kitchen cabinets, countertops, vinyl flooring, and a brand-new tub surround.

Property details

Overview

Property Type
Fourplex
Style
2-Storey
For
For Sale
Status
New
Size
3,000 sqft

Interior

Bedrooms
6
Bathrooms
4
Kitchens
4
Basement
Unfinished

Building & Systems

Heating
Water (Gas)
Cooling
None
Exterior
Brick
Foundation
Block
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
100 x 99 Feet
Parking
Detached garage · 6 total

Financial

Property Taxes
$4,959 (2025)

Location

Neighbourhood
St. Thomas
Cross Street
CORNER OF WALNUT ST AND CHURCH ST. IN ST. THOMAS CLOSE TO THE OLD ST. THOMAS CHURCH
Direction Faces
East

Listing

MLS® Number
X13658906
Days on Market
69
Listed On
2026-08-10
Listed By
BLUE FOREST REALTY INC.

Features

Interior

  • None

Pool

  • None

Mortgage calculator

Minimum for this price: $44,900 (6.42%)

Amortization, years

Estimated mortgage payment

$3,095 per month

Principal and interest
$3,095
Property tax
$413
Estimated monthly cost
$3,508

Your mortgage

Mortgage amount
$559,200
Mortgage insurance
Not needed
Interest over 25 years
$369,306

Cash to close

Down payment
$139,800
Land transfer tax
$10,455
Total, before legal fees
$150,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

7 Church Street, St. Thomas, ON N5R 3E4 St. Thomas, St. Thomas, ON N5R 3E4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,000 7 Church Street, St. Thomas, ON N5R 3E4
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