$1,200,000
Est. payment $5,313/moCalculate yours
1023 Pepper Lane, Frontenac, ON K0H 2W0
47 - Frontenac South, Frontenac, ON K0H 2W0
- 3 Beds
- 2 Baths
- 3 Garage
- 3,000 Sq Ft
Listing courtesy of KELLER WILLIAMS INSPIRE REALTY, BROKERAGE MLS® X13584992
About this home
Over 1,000 feet of waterfront on Howes Lake, 24 acres to explore, and a home that has been completely reimagined from top to bottom. Renovated between 2020 and 2021, this one-of-a-kind property combines modern design with carefully preserved character, including original barn beams reclaimed from a century-old barn in Godfrey. The heart of the home is the expansive kitchen, where a massive quartz island, vaulted ceilings, and open sightlines create a space designed for gathering. A propane fireplace and bright breakfast area add warmth and function to the upper-level living space, while every principal room is connected to the surrounding landscape. Walkouts lead to both the upper and lower decks, offering plenty of space to entertain, unwind, and enjoy views of the water, mature trees, and natural surroundings.The layout offers over 3,200 square feet of living space, including a loft overlooking the main living area, a spacious primary suite with a Juliet balcony, and a welcoming lower-level family room complete with a propane fireplace and wet bar. Outside, large private docks provide ample space for boats, swimming, and making the most of life on the water.With a drilled well and tile bed updated in 2022, a steel roof, heat pump, attached double garage with a third bay, and extensive updates throughout, this is a property where the work has already been done, leaving more time to enjoy the setting that makes it truly special.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 3,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Heat Pump (Propane)
- Cooling
- Central Air
- Exterior
- Board & Batten
- Foundation
- Slab
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 559.54 x 1225.93 Feet
- Parking
- Attached garage · 13 total
- Zoning
- RU F
Financial
- Property Taxes
- $4,446 (2025)
Location
- Neighbourhood
- 47 - Frontenac South
- Cross Street
- Hinchinbrook Road N
- Direction Faces
- West
Listing
- MLS® Number
- X13584992
- Days on Market
- 90
- Listed On
- 2026-07-20
- Possession
- Flexible
- Listed By
- KELLER WILLIAMS INSPIRE REALTY, BROKERAGE
Rooms
Features
Interior
- Auto Garage Door Remote
- Bar Fridge
- Garburator
- Generator - Full
- Water Heater Owned
- Propane Tank
- Water Heater
Property
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Fridge, Gas Stove, Range hood, Dishwasher, Microwave, Washer, Dryer, Hot tub, Wine Fridge, Bar fridge, Water Heater
- Excluded
- Tractor, Sander, Snow Blower
- Rental items
- Propane tank, Alarm system
Mortgage calculator
Estimated mortgage payment
$5,313 per month
- Principal and interest
- $5,313
- Property tax
- $370
- Condo fees
- $0
- Estimated monthly cost
- $5,684
Your mortgage
- Mortgage amount
- $960,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $634,002
Cash to close
- Down payment
- $240,000
- Land transfer tax
- $20,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $260,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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